html{-ms-text-size-adjust:100%;-webkit-text-size-adjust:100%}article,aside,footer,header,nav,section{display:block}h1{font-size:2em;margin:.67em 0}figcaption,figure{display:block}figure{margin:1em 40px}hr{box-sizing:content-box;height:0;overflow:visible}main{display:block}pre{font-family:monospace,monospace;font-size:1em}a{background-color:transparent;-webkit-text-decoration-skip:objects}abbr[title]{border-bottom:none;text-decoration:underline;-webkit-text-decoration:underline dotted;text-decoration:underline dotted}b,strong{font-weight:inherit;font-weight:bolder}code,kbd,samp{font-family:monospace,monospace;font-size:1em}dfn{font-style:italic}mark{background-color:#ff0;color:#000}small{font-size:80%}sub,sup{font-size:75%;line-height:0;position:relative;vertical-align:baseline}sub{bottom:-.25em}sup{top:-.5em}audio,video{display:inline-block}audio:not([controls]){display:none;height:0}img{border-style:none}svg:not(:root){overflow:hidden}button,input,optgroup,select,textarea{font-family:sans-serif;font-size:100%;line-height:1.15;margin:0}button{overflow:visible}button,select{text-transform:none}[type=reset],[type=submit],button,html [type=button]{-webkit-appearance:button}[type=button]::-moz-focus-inner,[type=reset]::-moz-focus-inner,[type=submit]::-moz-focus-inner,button::-moz-focus-inner{border-style:none;padding:0}[type=button]:-moz-focusring,[type=reset]:-moz-focusring,[type=submit]:-moz-focusring,button:-moz-focusring{outline:1px dotted ButtonText}input{overflow:visible}[type=checkbox],[type=radio]{box-sizing:border-box;padding:0}[type=number]::-webkit-inner-spin-button,[type=number]::-webkit-outer-spin-button{height:auto}[type=search]{-webkit-appearance:textfield;outline-offset:-2px}[type=search]::-webkit-search-cancel-button,[type=search]::-webkit-search-decoration{-webkit-appearance:none}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit}fieldset{padding:.35em .75em .625em}legend{box-sizing:border-box;color:inherit;display:table;max-width:100%;padding:0;white-space:normal}progress{display:inline-block;vertical-align:baseline}textarea{overflow:auto}details{display:block}summary{display:list-item}menu{display:block}canvas{display:inline-block}[hidden],template{display:none}.section.first{margin-top:13px}.section.first p:first-child{margin-top:0}.flex-wrapper{margin-bottom:20px;margin-top:20px}.flex-grid{display:flex;justify-content:space-between;margin:0 auto;max-width:1200px}.flex-column{flex-direction:column}@media (min-width:992px){.flex-wrapper{padding-left:6%;padding-right:6%}.flex-grid{margin-top:20px}.flex-grid:first-child{margin-top:0}}@media screen and (min-width:768px) and (max-width:991px){.flex-wrapper{padding-left:5%;padding-right:5%}.flex-grid{flex-flow:row wrap}}@media only screen and (max-width:768px){.flex-wrapper{padding-left:4%;padding-right:4%}.flex-grid{flex-flow:row wrap}}@font-face{font-display:swap;font-family:HCo Gotham SSm;font-style:normal;font-weight:700;src:url(../woff2/gothambold-webfont.woff2) format("woff2"),url(../woff/gothambold-webfont.woff) format("woff")}@font-face{font-display:swap;font-family:Roboto;font-style:normal;font-weight:400;src:url(../woff2/roboto-regular.woff2) format("woff2"),url(../woff/roboto-regular.woff) format("woff")}.alignnone{margin:5px 0 12px}.aligncenter,div.aligncenter{display:block;margin:5px auto}.alignright{float:right;margin:5px 0 20px 20px}.alignleft{float:left;margin:5px 20px 20px 0}a img.alignright{float:right;margin:5px 0 20px 20px}a img.alignnone{margin:5px 0 20px}a img.alignleft{float:left;margin:5px 20px 20px 0}a img.aligncenter{display:block;margin-left:auto;margin-right:auto}.wp-caption{background:#fff;margin-top:20px;max-width:100%;text-align:center}.wp-caption.alignnone{margin:5px 0 20px}.wp-caption.alignleft{margin:5px 20px 20px 0}.wp-caption.alignright{margin:5px 0 20px 20px}.wp-caption img{border:0;height:auto;margin:0;max-width:100%;padding:0;width:auto}.wp-caption .wp-caption-text{font-size:12px;line-height:1.2;margin:0;padding:0 4px 5px;text-align:left}.screen-reader-text{clip:rect(1px,1px,1px,1px);word-wrap:normal!important;border:0;-webkit-clip-path:inset(50%);clip-path:inset(50%);height:1px;margin:.1rem;overflow:hidden;padding:0;position:absolute!important;width:1px}.screen-reader-text:focus{clip:auto!important;background-color:#eee;-webkit-clip-path:none;clip-path:none;color:#444;display:block;font-size:10px;height:auto;left:5px;line-height:normal;padding:15px 23px 14px;text-decoration:none;top:5px;width:auto;z-index:100000}html{-webkit-tap-highlight-color:rgba(0,0,0,0);box-sizing:border-box;font-size:62.5%}*,:after,:before{box-sizing:inherit}body,html{margin:0;padding:0}img{height:auto;max-width:100%}::-moz-selection{background:#a8b1bb;text-shadow:none}::selection{background:#a8b1bb;text-shadow:none}iframe{max-width:100%}.section{margin-bottom:0;margin-top:30px}@media only screen and (min-width:768px){.section{margin-top:50px}}.section.no-anchors .flex-grid{max-width:860px}.section .flex-grid{flex-direction:column;margin-top:0}.section h2{margin-bottom:0;margin-top:0}.section .box-title{align-items:center;background-color:#e9f1fc;border-top-left-radius:8px;border-top-right-radius:8px;display:flex;justify-content:center;padding:0 20px;text-align:center}.section .box-title .heading{margin:20px 0}body{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;color:#243c65;font-family:Roboto,arial,sans-serif;-moz-font-feature-settings:"liga" on;font-size:1.9rem;font-style:normal;font-weight:400;;margin:0}.h1,.h2,.h3,.h4,h1,h2,h3,h4,h5 .h5{font-family:HCo Gotham SSm,arial,sans-serif;font-size-adjust:ex-height .6;font-weight:700}.h1,h1{color:#02286d;font-size:44px;line-height:57px;margin-bottom:24px}@media only screen and (min-width:768px){.h1,h1{font-size:48px;margin-bottom:28px}}.h2,h2{color:#02286d;font-size:32px;line-height:38px;margin-bottom:20px}@media only screen and (min-width:768px){.h2,h2{font-size:36px;margin-bottom:24px}}.h3,h3{color:#02286d;font-size:26px;line-height:31px;margin-bottom:18px}@media only screen and (min-width:768px){.h3,h3{font-size:30px;margin-bottom:20px}}.h4,h4{color:#02286d;font-size:24px;line-height:24px;margin-bottom:18px}@media only screen and (min-width:768px){.h4,h4{font-size:28px;margin-bottom:16px}}.h5,h5{color:#02286d;font-size:22px;line-height:28.5px;margin-bottom:14px}@media only screen and (min-width:768px){.h5,h5{font-size:26px;line-height:35px;margin-bottom:12px}}.h6,h6{color:#02286d;font-size:20px;line-height:20px;margin-bottom:14px}@media only screen and (min-width:768px){.h6,h6{font-size:24px;margin-bottom:12px}}p{margin-bottom:12px}a{color:#2b6ce5;transition:all .2s ease-in-out}a:hover{color:#134197}ol,ul{margin:0 0 15px 25px}ul{list-style:disc}ol{list-style:decimal}li{margin-bottom:10px}li>ol,li>ul{margin-bottom:0;margin-left:15px}dt{font-weight:700}dd{margin:0 15px 15px}hr{border:none;border-top:1px solid #a8b1bb}.sub-headline-1{font-size:28px;font-weight:400;margin-bottom:20px}.sub-headline-2{font-family:roboto,sans-serif;font-size:22px;font-weight:400;margin-bottom:18px}.read-more{font-size:13.5px;position:relative}.read-more:after{background-image:url('data:image/svg+xml;utf8,<svg aria-hidden="true" focusable="false" data-prefix="far" data-icon="long-arrow-alt-right" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path fill="%232B6CE5" d="M340.485 366l99.03-99.029c4.686-4.686 4.686-12.284 0-16.971l-99.03-99.029c-7.56-7.56-20.485-2.206-20.485 8.485v71.03H12c-6.627 0-12 5.373-12 12v32c0 6.627 5.373 12 12 12h308v71.03c0 10.689 12.926 16.043 20.485 8.484z" class=""></path></svg>');background-position:50%;background-repeat:no-repeat;content:"";display:inline-block;height:16px;margin-left:3.5px;position:relative;top:4px;width:16px}.caption{font-size:14px}@media only screen and (min-width:768px){.caption{font-size:16px}}.section-title{flex-basis:100%;padding-bottom:15px}.ref-btn,a{text-decoration:none}.ref-btn{border:none;border-radius:12px;cursor:pointer;display:inline-block;font-size:19px;font-weight:500;outline:none;padding:10px 35px;position:relative;text-align:center;transition:all .2s ease-in-out}.ref-btn.ref-btn-default{background-color:#002f86;border:2px solid #002f86;color:#fff}.ref-btn.ref-btn-default:active{background-color:#193364!important;border-color:#193364}.ref-btn.ref-btn-default:hover{background-color:#2853a1;border-color:#2853a1;text-decoration:none}.ref-btn.ref-btn-alt-red{background-color:#ee5f72;color:#fff}.ref-btn.ref-btn-alt-red:active{background-color:#e71a35!important}.ref-btn.ref-btn-alt-red:hover{background-color:#e6455a}.ref-btn.ref-btn-full{display:inline-block;width:100%}.ref-btn.ref-btn-large{padding:8px 60px 10px}.ref-btn.ref-btn-thin{padding-bottom:5px;padding-top:5px}.ref-btn.ref-btn-cta:after{background-image:url('data:image/svg+xml;utf8,<svg aria-hidden="true" focusable="false" data-prefix="far" data-icon="long-arrow-alt-right" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path fill="%23FFFFFF" d="M340.485 366l99.03-99.029c4.686-4.686 4.686-12.284 0-16.971l-99.03-99.029c-7.56-7.56-20.485-2.206-20.485 8.485v71.03H12c-6.627 0-12 5.373-12 12v32c0 6.627 5.373 12 12 12h308v71.03c0 10.689 12.926 16.043 20.485 8.484z" class=""></path></svg>');margin-left:3.5px}.ref-btn.ref-btn-cta:after,.ref-btn.ref-btn-tel:before{background-position:50%;background-repeat:no-repeat;content:"";display:inline-block;height:20px;position:relative;top:2.5px;width:20px}.ref-btn.ref-btn-tel:before{background-image:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path fill="%23fff" d="M493.4 24.6l-104-24c-11.3-2.6-22.9 3.3-27.5 13.9l-48 112c-4.2 9.8-1.4 21.3 6.9 28l60.6 49.6c-36 76.7-98.9 140.5-177.2 177.2l-49.6-60.6c-6.8-8.3-18.2-11.1-28-6.9l-112 48C3.9 366.5-2 378.1.6 389.4l24 104C27.1 504.2 36.7 512 48 512c256.1 0 464-207.5 464-464 0-11.2-7.7-20.9-18.6-23.4z"/></svg>');left:-10px;transform:scaleX(-1)}.ref-btn.ref-btn-tel.ref-btn-outlined:before{background-image:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path fill="%232853a1" d="M493.4 24.6l-104-24c-11.3-2.6-22.9 3.3-27.5 13.9l-48 112c-4.2 9.8-1.4 21.3 6.9 28l60.6 49.6c-36 76.7-98.9 140.5-177.2 177.2l-49.6-60.6c-6.8-8.3-18.2-11.1-28-6.9l-112 48C3.9 366.5-2 378.1.6 389.4l24 104C27.1 504.2 36.7 512 48 512c256.1 0 464-207.5 464-464 0-11.2-7.7-20.9-18.6-23.4z"/></svg>')}.ref-btn.ref-btn-outlined{background-color:#fff;border:2px solid #002f86;color:#002f86}.ref-btn.ref-btn-outlined:hover{background-color:#e6e6e6;border-color:#a8b1bb;color:#2853a1}.ref-btn.ref-btn-outlined.ref-btn-reversed{background-color:transparent;border-color:#fff;color:#fff}.ref-btn.ref-btn-outlined.ref-btn-reversed:hover{background-color:#e6e6e6;color:#2853a1}.show-more-btn{align-items:center;background-color:#fff;border:1px solid #002f86;border-radius:6px;color:#002f86;display:flex;justify-content:center;padding:10px;transition:all .2s ease-in-out;width:100%}.show-more-btn:hover{background-color:#f4f7fe;cursor:pointer}@media only screen and (min-width:481px){.show-more-btn{display:none}}.comments-area .submit{background-color:#002f86;border:2px solid #002f86;border-radius:12px;color:#fff;cursor:pointer;display:inline-block;font-size:19px;font-weight:500;outline:none;padding:10px 35px;position:relative;text-align:center;text-decoration:none;transition:all .2s ease-in-out}.comments-area .submit:active{background-color:#193364!important;border-color:#193364}.comments-area .submit:hover{background-color:#2853a1;border-color:#2853a1;text-decoration:none}input[type=email],input[type=file],input[type=image],input[type=tel],input[type=text],textarea{background-color:#f5f7fa;border:1px solid #c8d3e2;border-radius:6px;display:block;margin-bottom:2.5px;margin-top:2.5px;padding:5px;width:100%}label{color:#243c65}input[type=radio]+label:after{display:inline-block}.input-wrapper{display:flex;justify-content:space-between;overflow:hidden}.input-wrapper input{border-bottom-right-radius:0;border-top-right-radius:0;flex-grow:1}.input-wrapper button{align-items:center;border-bottom-left-radius:0;border-top-left-radius:0;cursor:pointer;display:inline-flex;font-size:14px;justify-content:center;margin-top:2.5px;max-height:43px;padding:2.5px 10px}img{margin-bottom:6px}@media only screen and (min-width:768px){img{margin-bottom:10px}}.cta-banner{background-color:#002f86;margin:0;padding-bottom:35px;padding-top:35px}.cta-banner .flex-grid{flex-wrap:wrap}.cta-banner .flex-grid .col,.cta-banner .flex-grid .col.first{flex-basis:100%}@media only screen and (min-width:768px){.cta-banner .flex-grid .col.first{flex-basis:70%}}.cta-banner .flex-grid .col.last{align-items:center;display:flex;flex-basis:100%;margin-top:15px}@media only screen and (min-width:768px){.cta-banner .flex-grid .col.last{flex-basis:30%;justify-content:flex-end;margin-top:0;text-align:right}}.cta-banner .flex-grid .col.last .ref-btn{width:100%}@media only screen and (min-width:481px){.cta-banner .flex-grid .col.last .ref-btn{width:auto}}.cta-banner h3{color:#fff;font-size:26px;margin:0 0 5px}.cta-banner p{color:#fff;font-size:14px;margin:0}.cta-banner .ref-btn{font-weight:600;text-decoration:none}.comment-form .error{color:#ee5f72;font-size:15px;margin-bottom:10px}.comment-form .invalid{border-color:#ee5f72}.comments-area{width:100%}.comments-area .comment-respond{border-top:1px solid #a8b1bb;margin-top:30px}.comments-area .comment-respond small{display:block;font-size:15px;margin-top:10px}.usabilla-live-lazy-loaded,.usabilla_live_button_container{bottom:135px!important;top:unset!important}.acsb-trigger{bottom:85px!important;right:0!important}.global-header{border-bottom:1px solid #f5f7fa}.global-header .header-brand-search-wrap{margin:0}.global-header .header-brand-search-wrap .header-brand-search{display:flex;flex-wrap:nowrap;padding-bottom:12px;padding-top:13px;width:100%}@media only screen and (min-width:768px){.global-header .header-brand-search-wrap .header-brand-search{border-bottom:2px solid #f5f7fa}}.global-header .header-brand-search-wrap .header-brand-search .mobile-menu-trigger{display:flex;flex-basis:25%}@media only screen and (min-width:768px){.global-header .header-brand-search-wrap .header-brand-search .mobile-menu-trigger{display:none;flex-basis:100%}}.global-header .header-brand-search-wrap .header-brand-search .mobile-menu-trigger .burger-wrap{outline:none;position:relative;top:4px}.global-header .header-brand-search-wrap .header-brand-search .mobile-menu-trigger .burger-wrap:hover .bar{background:#1855c5}.global-header .header-brand-search-wrap .header-brand-search .mobile-menu-trigger .burger-wrap .burger{cursor:pointer;display:block;padding:2px}.global-header .header-brand-search-wrap .header-brand-search .mobile-menu-trigger .burger-wrap .burger .bar{background:#002f86;border-radius:6px;display:block;height:4px;margin-bottom:3px;position:relative;top:0;transition:all .3s ease;width:24px}.global-header .header-brand-search-wrap .header-brand-search .brand{align-items:center;display:flex;flex-basis:50%;justify-content:center}@media only screen and (min-width:768px){.global-header .header-brand-search-wrap .header-brand-search .brand{justify-content:flex-start}}.global-header .header-brand-search-wrap .header-brand-search .brand svg{height:auto;max-width:156px}@media only screen and (min-width:768px){.global-header .header-brand-search-wrap .header-brand-search .brand svg{max-width:220px}}.global-header .header-brand-search-wrap .header-brand-search .search{display:flex;flex-basis:25%;justify-content:flex-end}@media only screen and (min-width:768px){.global-header .header-brand-search-wrap .header-brand-search .search{flex-basis:50%}}.global-header .header-brand-search-wrap .header-brand-search .search .desktop-search{display:none}@media only screen and (min-width:768px){.global-header .header-brand-search-wrap .header-brand-search .search .desktop-search{display:block;width:290px}}.global-header .header-brand-search-wrap .header-brand-search .search .desktop-search .input-wrapper .ref-btn{border-bottom-right-radius:10px;border-top-right-radius:10px;height:37px;width:100px}.global-header .header-brand-search-wrap .header-brand-search .search .desktop-search input{box-sizing:border-box;height:37px;outline:none}.global-header .header-brand-search-wrap .header-brand-search .search .mobile-search-container{display:flex;justify-content:flex-end;position:relative;width:100%}@media only screen and (min-width:768px){.global-header .header-brand-search-wrap .header-brand-search .search .mobile-search-container{display:none}}.global-header .header-brand-search-wrap .header-brand-search .search .mobile-search-container .search-wrap{display:flex;justify-content:flex-end;position:relative;width:100%}.global-header .header-brand-search-wrap .header-brand-search .search .mobile-search-container .search-wrap .mobile-search{position:absolute;top:-5px}.global-header .header-brand-search-wrap .header-brand-search .search .mobile-search-container .search-wrap .mobile-search input[type=search]{background-color:transparent;background-image:url("data:image/svg+xml;utf8,<svg height='1792' width='1792' xmlns='http://www.w3.org/2000/svg'><path fill='%23002f86' d='M1216 832q0-185-131.5-316.5T768 384 451.5 515.5 320 832t131.5 316.5T768 1280t316.5-131.5T1216 832zm512 832q0 52-38 90t-90 38q-54 0-90-38l-343-342q-179 124-399 124-143 0-273.5-55.5t-225-150-150-225T64 832t55.5-273.5 150-225 225-150T768 128t273.5 55.5 225 150 150 225T1472 832q0 220-124 399l343 343q37 37 37 90z' /%3E%3C/svg%3E");background-position:7px;background-repeat:no-repeat;background-size:25px;border:none;border-radius:8px;color:transparent;cursor:pointer;font-size:16px;height:40px;outline:none;transition:all .3s;width:40px}.global-header .header-brand-search-wrap .header-brand-search .search .mobile-search-container .search-wrap .mobile-search input[type=search]::-webkit-input-placeholder{color:transparent}.global-header .header-brand-search-wrap .header-brand-search .search .mobile-search-container .search-wrap .mobile-search input[type=search]::-webkit-search-cancel-button{-webkit-appearance:none;background-image:url(data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAB4AAAAeCAYAAAA7MK6iAAAAn0lEQVR42u3UMQrDMBBEUZ9WfQqDmm22EaTyjRMHAlM5K+Y7lb0wnUZPIKHlnutOa+25Z4D++MRBX98MD1V/trSppLKHqj9TTBWKcoUqffbUcbBBEhTjBOV4ja4l4OIAZThEOV6jHO8ARXD+gPPvKMABinGOrnu6gTNUawrcQKNCAQ7QeTxORzle3+sDfjJpPCqhJh7GixZq4rHcc9l5A9qZ+WeBhgEuAAAAAElFTkSuQmCC);background-repeat:no-repeat;background-size:14px;display:block;height:14px;width:14px}.global-header .header-brand-search-wrap .header-brand-search .search .mobile-search-container .search-wrap .mobile-search input[type=search]:focus{background-color:#f5f7fa;background-image:url(../png/mobile-search-icon-focus.png);background-position:0;background-repeat:no-repeat;background-size:40px;border:1px solid #8b97a5;color:inherit;font-size:16px;padding:10px 10px 10px 50px;width:300px}@media only screen and (min-width:481px){.global-header .header-brand-search-wrap .header-brand-search .search .mobile-search-container .search-wrap .mobile-search input[type=search]:focus{width:380px}}.global-header .header-brand-search-wrap .header-brand-search .search .mobile-search-container .search-wrap .mobile-search input[type=search]:focus::-webkit-input-placeholder{color:inherit}.global-header .ref-right-menu{align-items:center;display:none;justify-content:flex-end;list-style:none;margin:0;position:relative}@media only screen and (min-width:768px){.global-header .ref-right-menu{display:flex;flex-basis:20%}}.global-header .ref-right-menu li{align-items:center;display:flex;margin:0}.global-header .ref-right-menu li a{color:#002f86;font-size:15px;font-weight:600;text-decoration:none;transition:all .2s ease-in-out}.global-header .ref-right-menu li a:hover{color:#1855c5;cursor:pointer}.global-header .ref-right-menu li span{color:#002f86;font-size:15px;font-weight:600;position:relative;text-decoration:none;transition:all .2s ease-in-out}.global-header .ref-right-menu li span:hover{color:#1855c5;cursor:pointer}.global-header .ref-right-menu li span:before{background-image:url('data:image/svg+xml;utf8,<svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="user" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class=""><path fill="%23002F86" d="M224 256c70.7 0 128-57.3 128-128S294.7 0 224 0 96 57.3 96 128s57.3 128 128 128zm89.6 32h-16.7c-22.2 10.2-46.9 16-72.9 16s-50.6-5.8-72.9-16h-16.7C60.2 288 0 348.2 0 422.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-41.6c0-74.2-60.2-134.4-134.4-134.4z"></path></svg>');background-position:50%;background-repeat:no-repeat;background-size:16px 16px;content:"";display:inline-block;height:16px;left:-25px;position:absolute;top:1px;width:16px}.global-header .header-navigation-wrap{margin:0}@media only screen and (max-width:767px){.global-header .header-navigation-wrap{padding-left:0;padding-right:0}}.global-header .header-navigation-wrap .header-navigation{background-color:#e9f1fc;flex-basis:100%;position:relative;width:100%}@media only screen and (min-width:768px){.global-header .header-navigation-wrap .header-navigation{background-color:#fff;flex-basis:80%}}.global-header .header-navigation-wrap .header-navigation .content-wrap{max-width:100%;padding:0;width:100%}@media only screen and (min-width:768px){.global-header .header-navigation-wrap .header-navigation .content-wrap{padding:inherit;width:inherit}}.global-header .header-navigation-wrap .header-navigation .show,.global-header .header-navigation-wrap .header-navigation input{display:none}.global-header .header-navigation-wrap .header-navigation nav{background-color:#e9f1fc;position:relative;width:100%;z-index:9}@media only screen and (min-width:768px){.global-header .header-navigation-wrap .header-navigation nav{background-color:#fff}}.global-header .header-navigation-wrap .header-navigation nav:after{clear:both;content:"";display:table}.global-header .header-navigation-wrap .header-navigation nav ul{list-style:none;margin:0;padding-left:0;position:relative;transition:all .2s ease-in-out;width:100%}@media only screen and (min-width:768px){.global-header .header-navigation-wrap .header-navigation nav ul{width:auto}}.global-header .header-navigation-wrap .header-navigation nav ul.display{display:block}.global-header .header-navigation-wrap .header-navigation nav ul li{background-color:#e9f1fc;display:inline-block;margin-bottom:0;margin-right:60px}@media only screen and (min-width:768px){.global-header .header-navigation-wrap .header-navigation nav ul li{background-color:#fff}}.global-header .header-navigation-wrap .header-navigation nav ul li:hover>ul{opacity:1;transition:all .2s ease-in-out;visibility:visible}.global-header .header-navigation-wrap .header-navigation nav ul li:hover>ul.is-grandparent{height:auto;transform:none}.global-header .header-navigation-wrap .header-navigation nav ul li:hover>ul.is-grandparent ul.sub-menu{display:block;opacity:1;visibility:visible}.global-header .header-navigation-wrap .header-navigation nav ul li.animate-caret a.label{color:#588ceb}.global-header .header-navigation-wrap .header-navigation nav ul li.animate-caret a.label:after{background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 320 512'><path fill='%23002f86' d='M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z'/%3E%3C/svg%3E");transform:rotate(180deg)}.global-header .header-navigation-wrap .header-navigation nav ul li.animate-caret a.label:before{border-bottom:4px solid #2b6ce5;bottom:0;content:"";left:0;position:absolute;transition:all .2s ease-in-out;width:100%}.global-header .header-navigation-wrap .header-navigation nav ul li a{color:#002f86;display:block;font-size:17px;font-weight:600;padding:20px 0;position:relative;text-decoration:none;transition:all .2s ease-in-out}.global-header .header-navigation-wrap .header-navigation nav ul li a.label:hover:before{border-bottom:4px solid #2b6ce5;bottom:0;content:"";left:0;position:absolute;transition:all .2s ease-in-out;width:100%}.global-header .header-navigation-wrap .header-navigation nav ul li a.label:hover:after{background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 320 512'><path fill='%232853a1' d='M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z'/%3E%3C/svg%3E");transform:rotate(180deg)}.global-header .header-navigation-wrap .header-navigation nav ul li a.label:after{background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 320 512'><path fill='%23002f86' d='M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z'/%3E%3C/svg%3E");background-position:50%;background-repeat:no-repeat;background-size:20px 20px;content:"";display:inline-block;height:20px;position:absolute;right:-25px;top:23px;width:20px}.global-header .header-navigation-wrap .header-navigation nav ul li a:hover{color:#588ceb}.global-header .header-navigation-wrap .header-navigation nav ul li label{font-weight:700;position:relative}.global-header .header-navigation-wrap .header-navigation nav ul li label:after{background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 320 512'><path fill='%232853a1' d='M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z'/%3E%3C/svg%3E");background-position:50%;background-repeat:no-repeat;background-size:20px 20px;content:"";display:inline-block;height:20px;position:absolute;right:10px;top:50%;transform:translateY(-50%);width:20px}@media only screen and (min-width:768px){.global-header .header-navigation-wrap .header-navigation nav ul li label:hover:after{top:40%;transform:rotate(180deg)}}.global-header .header-navigation-wrap .header-navigation nav ul ul{border-top:1px solid #f5f7fa;box-shadow:0 5px 16px -9px #364549;opacity:0;padding-left:0;position:absolute;visibility:hidden}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.not-grandparent{flex-direction:column}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent{background:#fff;border-radius:4px;display:flex;height:0;list-style:none;padding:5px 0;transition-duration:0s,.25s;transition-property:visibility,opacity;will-change:visibility,opacity;z-index:-1}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent li{border-bottom:none;padding:0 5px}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent li .column-title{border-bottom:1px solid #f5f7fa;color:#243c65;display:inline-block;font-size:19px;font-weight:600;height:auto;padding:13px 20px;width:100%}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent li .column-title:after{display:none}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent li .sub-menu{border-top:none;box-shadow:none;display:block;margin:0;opacity:0;position:relative;top:0;visibility:hidden;z-index:1}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent li .sub-menu li{margin:0}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent li .sub-menu li a{font-weight:400;padding-bottom:5px;padding-top:5px}.global-header .header-navigation-wrap .header-navigation nav ul ul li{border-bottom:2px solid #f5f7fa;display:list-item;float:none;margin:0;padding:0;position:relative;white-space:nowrap;width:100%}.global-header .header-navigation-wrap .header-navigation nav ul ul li a{font-size:17px;line-height:30px;padding:10px 15px}.global-header .header-navigation-wrap .header-navigation nav ul ul li a:after{display:none}.global-header .header-navigation-wrap .header-navigation nav ul ul li a:hover{box-shadow:none}@media only screen and (max-width:767px){.global-header .header-navigation-wrap .header-navigation nav{position:absolute;width:100%}}@media only screen and (max-width:767px) and (min-width:768px){.global-header .header-navigation-wrap .header-navigation nav{position:relative}}@media only screen and (max-width:767px){.global-header .header-navigation-wrap .header-navigation nav .main-menu{padding:30px 4% 0;position:relative}.global-header .header-navigation-wrap .header-navigation nav .main-menu.display{min-height:100vh}.global-header .header-navigation-wrap .header-navigation .show+a,.global-header .header-navigation-wrap .header-navigation ul{display:none}.global-header .header-navigation-wrap .header-navigation nav ul li{display:block;width:100%}.global-header .header-navigation-wrap .header-navigation nav ul li a:hover{box-shadow:none}.global-header .header-navigation-wrap .header-navigation nav ul li.active .show:before{background:#1855c5;bottom:0;content:"";display:block;height:4px;position:absolute;width:100px}.global-header .header-navigation-wrap .header-navigation nav ul li.active .show:after{top:30%;transform:rotate(180deg)}.global-header .header-navigation-wrap .header-navigation .show{border-bottom:1px solid #cfd7e0;color:#002f86;cursor:pointer;display:block;font-size:18px;line-height:55px;padding:0}.global-header .header-navigation-wrap .header-navigation nav ul ul{border-bottom:1px solid #cfd7e0;border-top:0;box-shadow:none;display:none;float:none;opacity:1;padding:15px 0;position:static;visibility:visible}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent{background-color:transparent;display:none}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent li .column-title{border-bottom-color:#cfd7e0;padding-left:10px;padding-right:10px}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent li a{padding-left:10px;padding-right:10px}.global-header .header-navigation-wrap .header-navigation nav ul ul.sub-menu.is-grandparent ul.sub-menu{border-bottom:none}.global-header .header-navigation-wrap .header-navigation nav ul ul li a{line-height:25px}.global-header .header-navigation-wrap .header-navigation [id^=btn]:checked+ul,.global-header .header-navigation-wrap .header-navigation [id^=btn]:checked+ul.is-grandparent,.global-header .header-navigation-wrap .header-navigation [id^=btn]:checked+ul.is-grandparent ul.sub-menu{display:block;height:auto;opacity:1;visibility:visible}.global-header .header-navigation-wrap .header-navigation nav ul ul li{border-bottom:none}.global-header .header-navigation-wrap .header-navigation span.cancel:before{content:"X"}}.general-hero-wrap{background-color:#e9f1fc;background-position:50%;background-size:cover;display:flex;margin:0;padding-bottom:50px;padding-top:50px;position:relative;width:100%}@media only screen and (min-width:768px){.general-hero-wrap{background-image:url(../jpg/hero-background-desktop.jpg)}}.general-hero-wrap .hero-bg-img{background-position:top;background-repeat:no-repeat;background-size:cover;height:100%;left:0;position:absolute;top:0;width:100%;z-index:-1}.general-hero-wrap .hero-inside{display:flex;justify-content:space-between;width:100%}.general-hero-wrap .hero-inside .hero-content{display:flex;flex-direction:column;margin-bottom:20px;text-align:center;width:100%}@media only screen and (min-width:992px){.general-hero-wrap .hero-inside .hero-content{margin-bottom:0}}.general-hero-wrap .hero-inside.has-right-img .hero-content{text-align:center}@media only screen and (min-width:992px){.general-hero-wrap .hero-inside.has-right-img .hero-content{margin-right:60px;text-align:left}}.general-hero-wrap .hero-inside.has-right-img .hero-right-img{display:flex;height:220px;justify-content:center;margin:0 auto;max-width:100%;width:100%}@media only screen and (min-width:481px){.general-hero-wrap .hero-inside.has-right-img .hero-right-img{max-width:360px;width:100%}}.general-hero-wrap .hero-inside.has-right-img .hero-right-img img{align-self:baseline;margin-bottom:0;max-width:280px;width:100%}.general-hero-wrap h1{color:#02286d;margin-bottom:15px;margin-top:0}.general-hero-wrap .sub-heading{color:#243c65;font-size:18px;font-size-adjust:ex-height .52;line-height:30px}@media only screen and (min-width:768px){.general-hero-wrap .sub-heading{font-size:22px;margin:0 auto;max-width:960px}}.general-hero-wrap .hero-cta{margin-top:20px}.general-hero-wrap.has-bg{align-items:center;background:none}@media only screen and (min-width:768px){.general-hero-wrap.has-bg{padding-bottom:72px;padding-top:72px}}.general-hero-wrap.has-bg .hero-inside{align-items:center;text-align:center}.general-hero-wrap.has-bg .hero-inside .hero-content{margin:0 auto}.ref-modal.ref-modal-newsletter .modal__container{display:flex;margin-left:15px;margin-right:15px;overflow:hidden;padding:0}@media (min-width:768px){.ref-modal.ref-modal-newsletter .modal__container{margin-left:0;margin-right:0;width:730px}}.ref-modal.ref-modal-newsletter .modal__close{position:absolute;right:15px;top:15px}.ref-modal.ref-modal-newsletter .modal__close:hover{cursor:pointer}.ref-modal.ref-modal-newsletter .modal__content{display:flex;margin:0;width:100%}.ref-modal.ref-modal-newsletter .modal__content .form-column{flex:1;padding:15px;text-align:center}@media only screen and (min-width:768px){.ref-modal.ref-modal-newsletter .modal__content .form-column{padding:50px 30px}}.ref-modal.ref-modal-newsletter .modal__content .form-column .brand svg{width:240px}.ref-modal.ref-modal-newsletter .modal__content .form-column h2{color:#002f86;margin-bottom:10px}.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form{display:flex;margin:20px 0;width:100%}@media only screen and (min-width:768px){.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form{margin-bottom:0}}.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form ._button-wrapper,.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form ._full_width,.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form div[class^=_form]{width:100%}.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form ._x86466472{display:none}.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form ._form-thank-you{font-size:19px}.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form ._form-content{display:flex;flex-wrap:wrap}.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form ._form-content input[type=text]{margin-bottom:15px;outline:none;padding:5px 15px}.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form ._form-content button[type=submit]{background-color:#ee5f72;border:none;border-radius:6px;color:#fff;cursor:pointer;font-size:19px;font-weight:500;outline:none;padding:10px 35px;position:relative;text-align:center;transition:all .2s ease-in-out}.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form ._form-content button[type=submit]:active{background-color:#e71a35!important}.ref-modal.ref-modal-newsletter .modal__content .form-column .sign-up-form ._form-content button[type=submit]:hover{background-color:#e6455a}.ref-modal.ref-modal-newsletter .img-column{background:url(../png/tsl-sign-up.png) no-repeat 50%/cover;flex:0}@media only screen and (min-width:768px){.ref-modal.ref-modal-newsletter .img-column{flex:1}}.page-meta{margin-bottom:40px;margin-top:0}.page-meta .flex-grid{border-bottom:1px solid #f4f7fe;padding:15px}.page-meta .author-date{align-items:flex-end;color:#002f86;display:flex;font-size:16px;justify-content:center;width:100%}@media only screen and (min-width:481px){.page-meta .author-date{align-items:center}}@media only screen and (min-width:768px){.page-meta .author-date{width:auto}}.page-meta .author-date .author-meta-container{align-items:center;display:flex;justify-content:center;position:relative}@media only screen and (min-width:481px){.page-meta .author-date .author-meta-container{justify-content:flex-start}}@media only screen and (min-width:768px){.page-meta .author-date .author-meta-container{justify-content:flex-start}}.page-meta .author-date .author-meta-container.expert{margin-top:20px}@media only screen and (min-width:481px){.page-meta .author-date .author-meta-container.expert{margin-top:0}}.page-meta .author-date .author-img,.page-meta .author-date .expert-img{height:auto;width:100%}.page-meta .author-date .author-link,.page-meta .author-date .expert-link{color:inherit;font-weight:700;text-decoration:none}.page-meta .author-date .author-link:hover,.page-meta .author-date .expert-link:hover{text-decoration:underline}.page-meta .author-date .pipe{margin-left:4px;margin-right:4px}@media only screen and (min-width:481px){.page-meta .author-date .pipe{margin-left:15px;margin-right:15px}}.page-meta .author-date .post-date-mobile{display:none}.page-meta .author-img-container,.page-meta .expert-img-container{align-items:flex-start;border-radius:50%;display:flex;height:40px;margin-right:5px;overflow:hidden;position:relative;vertical-align:middle;width:40px}@media only screen and (min-width:481px){.page-meta .author-img-container,.page-meta .expert-img-container{margin-right:15px}.page-meta .author-img-container.mobile{display:none}}.page-meta .author-img-container.desktop{display:none}@media only screen and (min-width:481px){.page-meta .author-img-container.desktop{display:block}}.page-meta.no-expert .author-date .author-meta-container{margin-top:15px}@media only screen and (min-width:481px){.page-meta.no-expert .author-date .author-meta-container{margin-top:0}}.page-meta.no-expert .author-img-container{margin:0 auto}@media only screen and (min-width:481px){.page-meta.no-expert .author-img-container{margin:0 5px 0 0}}.page-meta .meta-icons{align-items:center;display:flex;flex:0 0 100%;justify-content:center;margin-top:20px}@media only screen and (min-width:768px){.page-meta .meta-icons{flex:0 0 auto;justify-content:flex-start;margin-top:0}}.page-meta .meta-icons span{font-size:18px;padding-right:10px}.page-meta .meta-icon{background-position:50%;background-repeat:no-repeat;background-size:100%;display:inline-block;height:26px;transition:all .2s ease-in-out;width:26px}@media only screen and (min-width:768px){.page-meta .meta-icon{height:22px;width:22px}}.page-meta .meta-icon:hover{opacity:.8}.page-meta .meta-icon.twitter-icon{background-image:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="14" height="14" viewBox="0 0 512 512"><path fill="%23002f86" d="M459.37 151.716c.325 4.548.325 9.097.325 13.645 0 138.72-105.583 298.558-298.558 298.558-59.452 0-114.68-17.219-161.137-47.106 8.447.974 16.568 1.299 25.34 1.299 49.055 0 94.213-16.568 130.274-44.832-46.132-.975-84.792-31.188-98.112-72.772 6.498.974 12.995 1.624 19.818 1.624 9.421 0 18.843-1.3 27.614-3.573-48.081-9.747-84.143-51.98-84.143-102.985v-1.299c13.969 7.797 30.214 12.67 47.431 13.319-28.264-18.843-46.781-51.005-46.781-87.391 0-19.492 5.197-37.36 14.294-52.954 51.655 63.675 129.3 105.258 216.365 109.807-1.624-7.797-2.599-15.918-2.599-24.04 0-57.828 46.782-104.934 104.934-104.934 30.213 0 57.502 12.67 76.67 33.137 23.715-4.548 46.456-13.32 66.599-25.34-7.798 24.366-24.366 44.833-46.132 57.827 21.117-2.273 41.584-8.122 60.426-16.243-14.292 20.791-32.161 39.308-52.628 54.253z"></path></svg>')}.page-meta .meta-icon.facebook-icon{background-color:#002f86;background-image:url('data:image/svg+xml;utf8,<svg role="img" xmlns="http://www.w3.org/2000/svg" width="14" height="14" viewBox="0 0 320 512"><path fill="%23fff" d="M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z" class=""></path></svg>');background-size:18px;border-radius:50%;margin-left:10px}@media only screen and (min-width:768px){.page-meta .meta-icon.facebook-icon{background-size:16px}}.page-meta .meta-icon.email-icon{background-image:url('data:image/svg+xml;utf8,<svg role="img" xmlns="http://www.w3.org/2000/svg" width="14" height="14" viewBox="0 0 512 512" ><path fill="%23002f86" d="M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z" class=""></path></svg>');margin-left:10px}.page-meta .meta-icon.link-icon{background-image:url('data:image/svg+xml;utf8,<svg role="img" xmlns="http://www.w3.org/2000/svg" width="14" height="14" viewBox="0 0 512 512" class="svg-inline--fa fa-link fa-w-16"><path fill="%23002f86" d="M314.222 197.78c51.091 51.091 54.377 132.287 9.75 187.16-6.242 7.73-2.784 3.865-84.94 86.02-54.696 54.696-143.266 54.745-197.99 0-54.711-54.69-54.734-143.255 0-197.99 32.773-32.773 51.835-51.899 63.409-63.457 7.463-7.452 20.331-2.354 20.486 8.192a173.31 173.31 0 0 0 4.746 37.828c.966 4.029-.272 8.269-3.202 11.198L80.632 312.57c-32.755 32.775-32.887 85.892 0 118.8 32.775 32.755 85.892 32.887 118.8 0l75.19-75.2c32.718-32.725 32.777-86.013 0-118.79a83.722 83.722 0 0 0-22.814-16.229c-4.623-2.233-7.182-7.25-6.561-12.346 1.356-11.122 6.296-21.885 14.815-30.405l4.375-4.375c3.625-3.626 9.177-4.594 13.76-2.294 12.999 6.524 25.187 15.211 36.025 26.049zM470.958 41.04c-54.724-54.745-143.294-54.696-197.99 0-82.156 82.156-78.698 78.29-84.94 86.02-44.627 54.873-41.341 136.069 9.75 187.16 10.838 10.838 23.026 19.525 36.025 26.049 4.582 2.3 10.134 1.331 13.76-2.294l4.375-4.375c8.52-8.519 13.459-19.283 14.815-30.405.621-5.096-1.938-10.113-6.561-12.346a83.706 83.706 0 0 1-22.814-16.229c-32.777-32.777-32.718-86.065 0-118.79l75.19-75.2c32.908-32.887 86.025-32.755 118.8 0 32.887 32.908 32.755 86.025 0 118.8l-45.848 45.84c-2.93 2.929-4.168 7.169-3.202 11.198a173.31 173.31 0 0 1 4.746 37.828c.155 10.546 13.023 15.644 20.486 8.192 11.574-11.558 30.636-30.684 63.409-63.457 54.733-54.735 54.71-143.3-.001-197.991z" class=""></path></svg>');background-size:22px;margin-left:10px;position:relative}@media only screen and (min-width:768px){.page-meta .meta-icon.link-icon{background-size:20px}}.page-meta .meta-icon.link-icon .tooltiptext{background-color:#555;border-radius:6px;bottom:125%;color:#fff;left:50%;margin-left:-40px;opacity:0;padding:2px 0;position:absolute;text-align:center;transition:visibility 0s .3s,opacity .3s linear;visibility:hidden;width:80px;z-index:1}.page-meta .meta-icon.link-icon .tooltiptext:after{border:5px solid transparent;border-top-color:#555;content:"";display:block;left:50%;margin-left:-5px;position:absolute;top:100%}.page-meta .meta-icon.link-icon.clicked .tooltiptext{opacity:1;visibility:visible}.page-meta.has-expert .author-date{align-items:center;flex-direction:column;flex-wrap:wrap;justify-content:center;padding-top:0;width:100%}@media only screen and (min-width:481px){.page-meta.has-expert .author-date{align-items:center;flex-direction:row}}@media only screen and (min-width:768px){.page-meta.has-expert .author-date{justify-content:flex-start;width:auto}}.page-meta.has-expert .author-date .post-date{display:none}@media only screen and (min-width:768px){.page-meta.has-expert .author-date .post-date{display:block}}.page-meta.has-expert .author-date .post-date-mobile{display:block;margin-bottom:20px;text-align:center;width:100%}@media only screen and (min-width:768px){.page-meta.has-expert .author-date .post-date-mobile{display:none}}.page-meta.has-expert .author-date .pipe.date{display:none}@media only screen and (min-width:768px){.page-meta.has-expert .author-date .pipe.date{display:block}}.page-meta.has-expert .author-date .pipe.expert{display:none}@media only screen and (min-width:481px){.page-meta.has-expert .author-date .pipe.expert{display:block}}.page-meta.has-expert .meta-icons{align-items:center;display:flex;flex:0 0 100%;justify-content:center;margin-top:20px}@media only screen and (min-width:481px){.page-meta.has-expert .meta-icons{flex:0 0 100%;justify-content:center;margin-top:20px}}@media only screen and (min-width:768px){.page-meta.has-expert .meta-icons{flex:0 0 auto;justify-content:flex-start;margin-top:0}}.page-meta.has-bg .flex-grid{border-bottom:1px solid #f4f7fe;padding:15px 0 40px}@media only screen and (min-width:768px){.page-meta.has-bg .flex-grid{padding:40px 0}}.notification-banner-wrap{background:linear-gradient(90deg,#1c85e8 0,#5f72ee);margin:0;padding-bottom:15px;padding-top:15px}.notification-banner-wrap .col{color:#fff;display:flex;flex-basis:100%;flex-direction:column;font-size:16px;justify-content:center;width:100%}@media only screen and (min-width:768px){.notification-banner-wrap .col{flex-direction:row;font-size:14px}}@media only screen and (min-width:992px){.notification-banner-wrap .col{font-size:16px}}.notification-banner-wrap .col .notification-text{align-items:center;display:flex;text-align:center}@media only screen and (min-width:768px){.notification-banner-wrap .col .notification-text{text-align:left}}.notification-banner-wrap .col .ref-btn{display:flex;font-size:20px;justify-content:center;margin-bottom:7.5px;margin-top:20px;text-decoration:none;white-space:nowrap;width:100%}@media only screen and (min-width:768px){.notification-banner-wrap .col .ref-btn{display:inline-block;font-size:13px;margin:0 0 0 14px;padding:8px 18px 10px;width:auto}}@media only screen and (min-width:992px){.notification-banner-wrap .col .ref-btn{font-size:16px;margin-left:20px;padding:8px 35px 10px}}.featured-expert{color:#243c65;margin-bottom:50px;padding-top:15px}.featured-expert .flex-grid{flex-direction:column}.featured-expert h3{color:inherit;display:block;margin-top:0;text-align:center}.featured-expert h3.mobile{display:block}@media only screen and (min-width:768px){.featured-expert h3.mobile{display:none}}.featured-expert h3.desktop{display:none;text-align:left}@media only screen and (min-width:768px){.featured-expert h3.desktop{display:block}}.featured-expert--content{display:block}@media only screen and (min-width:481px){.featured-expert--content{display:flex}}.featured-expert--inside{height:100%;padding:0 10px}.featured-expert--avatar{align-items:center;display:flex;flex:1 1 100%;flex-direction:column;justify-content:flex-start;margin-bottom:30px;text-align:center}@media only screen and (min-width:481px){.featured-expert--avatar{margin-bottom:0;margin-right:20px}}@media only screen and (min-width:768px){.featured-expert--avatar{justify-content:center;margin-right:50px}}.featured-expert--avatar .expert-avatar{border-radius:10px;display:block;height:auto;margin-bottom:15px;max-height:170px;max-width:170px;overflow:hidden;width:100%}.featured-expert--avatar .expert-title{font-size:19px}.featured-expert--avatar .expert-name{color:inherit;font-weight:700}.featured-expert .desktop{display:none}@media only screen and (min-width:768px){.featured-expert .desktop{display:block}}.featured-expert .mobile{display:block}@media only screen and (min-width:768px){.featured-expert .mobile{display:none}}.featured-expert .mobile .highlight{background-color:#f5f7fa}.featured-expert .mobile ul{margin-bottom:0;margin-top:7.5px;padding-left:15px}@media only screen and (min-width:481px){.featured-expert .mobile ul{margin-top:0}}.featured-expert .mobile ul li{margin-bottom:7.5px}.header-disclaimer-wrap{background-color:#fff;margin:0}.header-disclaimer-wrap .header-disclaimer{border-top:1px solid #f0f2f3;display:block;font-size:23px;letter-spacing:-.25px;line-height:28px;padding:10px 0;width:100%}.header-disclaimer-wrap.interior .header-disclaimer{border-left:10px solid #e9f1fc;border-top:none;margin-bottom:30px;padding-left:20px}.takeover-notification-banner-wrap.flex-wrapper{background-color:transparent;background-image:linear-gradient(90deg,#1c85e8,#5f72ee);background-position:0;background-repeat:no-repeat;color:#fff;margin:0;padding-bottom:15px;padding-top:15px}.takeover-notification-banner-wrap.flex-wrapper .flex-grid{align-items:center;justify-content:space-evenly}@media only screen and (min-width:992px){.takeover-notification-banner-wrap.flex-wrapper .flex-grid{justify-content:space-between}}.takeover-notification-banner-wrap.flex-wrapper .takeover-text{display:flex;margin-bottom:20px}@media only screen and (min-width:768px){.takeover-notification-banner-wrap.flex-wrapper .takeover-text{align-items:center;margin-right:15px}}@media only screen and (min-width:992px){.takeover-notification-banner-wrap.flex-wrapper .takeover-text{margin-bottom:0;margin-right:0}}.takeover-notification-banner-wrap.flex-wrapper .takeover-text p{font-size:16px;line-height:20px;margin:0;text-align:center}@media only screen and (min-width:768px){.takeover-notification-banner-wrap.flex-wrapper .takeover-text p{align-items:left;font-size:inherit;line-height:inherit}}.takeover-notification-banner-wrap.flex-wrapper .takeover-text:before{background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'%3E%3Cpath fill='%23ffd701' d='M256 8C119.043 8 8 119.083 8 256c0 136.997 111.043 248 248 248s248-111.003 248-248C504 119.083 392.957 8 256 8zm0 110c23.196 0 42 18.804 42 42s-18.804 42-42 42-42-18.804-42-42 18.804-42 42-42zm56 254c0 6.627-5.373 12-12 12h-88c-6.627 0-12-5.373-12-12v-24c0-6.627 5.373-12 12-12h12v-64h-12c-6.627 0-12-5.373-12-12v-24c0-6.627 5.373-12 12-12h64c6.627 0 12 5.373 12 12v100h12c6.627 0 12 5.373 12 12v24z'/%3E%3C/svg%3E");background-repeat:no-repeat;border-radius:50%;content:"";display:none;flex:0 0 24px;height:24px;width:24px}@media only screen and (min-width:768px){.takeover-notification-banner-wrap.flex-wrapper .takeover-text:before{display:inline-block;margin-right:10px}}.takeover-notification-banner-wrap.flex-wrapper .ref-btn{margin-bottom:10px;white-space:nowrap}@media only screen and (min-width:768px){.takeover-notification-banner-wrap.flex-wrapper .ref-btn{margin-bottom:0;margin-right:10px}}.comments-area .comment-list{list-style:none;margin:0 0 15px;overflow:hidden;padding-left:0}.comments-area .comment-list ol.children{list-style:none;margin-left:0;padding-left:0}.comments-area .comment-list ol.children .comment{background:transparent;border:0;border-top:1px solid rgba(235,233,235,.75);margin-bottom:0;margin-top:10px;padding-top:10px}@media only screen and (min-width:481px){.comments-area .comment-list ol.children .comment{margin-top:15px;padding-top:15px}}.comments-area .comment-list ol.children .comment-meta .avatar{max-width:30px}@media only screen and (min-width:768px){.comments-area .comment-list ol.children .comment-meta .avatar{max-width:60px}}.comments-area .comment-list ol.children .comment-content p:last-child{margin-bottom:0}.comments-area .comment-list ol.children .comment-content p:first-child{margin-top:0}.comments-area .comment-list .comment{background-color:rgba(235,233,235,.1);border:1px solid rgba(235,233,235,.75);margin-top:10px;padding:20px 10px}.comments-area .comment-list .comment-meta .avatar{border-radius:50%!important;float:left;margin-right:8px;max-width:30px}@media only screen and (min-width:768px){.comments-area .comment-list .comment-meta .avatar{max-width:70px}}@media only screen and (min-width:481px){.comments-area .comment-list .comment-meta .avatar{margin-right:15px}}.comments-area .comment-list .comment-meta .comment-metadata{color:#979797;font-size:80%}.comments-area .comment-list .comment-meta .comment-metadata a{color:inherit;display:inline-block;margin:0 0 4px}.comments-area .comment-list .comment-body{position:relative}.comments-area .comment-list .reply{display:block;margin-bottom:10px;position:absolute;right:0;text-align:right;top:0}.comments-area .comment-list .reply a{display:inline-block;font-size:11px;opacity:.5}@media only screen and (min-width:481px){.comments-area .comment-list .reply a{font-size:12px}}.comments-area .comment-list .reply a:hover{opacity:1}.comments-area .comment-list p{margin:.75em 0}.comments-area .comment-respond .comment-notes{font-size:80%}.comments-area .comment-respond .comment-form input,.comments-area .comment-respond .comment-form textarea{background:rgba(235,233,235,.1)}.comments-area .comment-respond .comment-form label{display:block;font-size:.9em}.comments-area .comment-respond .comment-form p{margin-bottom:15px}.comments-area .comment-respond .comment-form .submit{background-color:#002f86;border:2px solid #002f86;border-radius:12px;color:#fff;cursor:pointer;display:inline-block;font-size:19px;font-weight:500;outline:none;padding:10px 35px;position:relative;text-align:center;text-decoration:none;transition:all .2s ease-in-out}.comments-area .comment-respond .comment-form .submit:active{background-color:#193364!important;border-color:#193364}.comments-area .comment-respond .comment-form .submit:hover{background-color:#2853a1;border-color:#2853a1;text-decoration:none}.table-wrapper{border-radius:12px;box-shadow:0 5px 16px -9px rgba(54,69,73,.36);margin-top:20px;overflow-x:auto;width:100%}.table-wrapper table{border:0;border-collapse:collapse;display:table;width:100%}.table-wrapper table:not(.no-wrap) tbody tr:nth-child(2n){background-color:#f5f7fa}.table-wrapper table thead{background-color:#e9f1fc}.table-wrapper table thead td.last,.table-wrapper table thead td:last-child{border-right:0}.table-wrapper table th{border:0;font-weight:400;padding:10px;text-align:center}.table-wrapper table tbody tr{border-bottom:2px solid #dde5ed}.table-wrapper table tbody td{border-right:2px solid #dde5ed;height:50px;min-width:120px;padding:5px;text-align:center}.table-wrapper table tbody td.last,.table-wrapper table tbody td:last-child{border-right:0}.ref-modal{font-family:-apple-system,BlinkMacSystemFont,avenir next,avenir,helvetica neue,helvetica,ubuntu,roboto,noto,segoe ui,arial,sans-serif}.ref-modal .modal__overlay{align-items:center;background:rgba(0,0,0,.6);bottom:0;display:flex;justify-content:center;left:0;position:fixed;right:0;top:0;z-index:9}.ref-modal .modal__container{background-color:#fff;border-radius:4px;box-sizing:border-box;max-height:100vh;overflow-y:auto;padding:30px}.ref-modal .modal__header{align-items:center;display:flex;justify-content:space-between}.ref-modal .modal__close{background:transparent;border:0}.ref-modal .modal__header .modal__close:before{content:"\2715"}.ref-modal .modal__content{color:rgba(0,0,0,.8);line-height:1.5;margin-bottom:2rem;margin-top:2rem}@-webkit-keyframes ref-mmfadeIn{0%{opacity:0}to{opacity:1}}@keyframes ref-mmfadeIn{0%{opacity:0}to{opacity:1}}@-webkit-keyframes ref-mmfadeOut{0%{opacity:1}to{opacity:0}}@keyframes ref-mmfadeOut{0%{opacity:1}to{opacity:0}}@-webkit-keyframes ref-mmslideIn{0%{transform:translateY(15%)}to{transform:translateY(0)}}@keyframes ref-mmslideIn{0%{transform:translateY(15%)}to{transform:translateY(0)}}@-webkit-keyframes ref-mmslideOut{0%{transform:translateY(0)}to{transform:translateY(-10%)}}@keyframes ref-mmslideOut{0%{transform:translateY(0)}to{transform:translateY(-10%)}}.ref-micromodal-slide{display:none}.ref-micromodal-slide.is-open{display:block}.ref-micromodal-slide[aria-hidden=false] .modal__overlay{-webkit-animation:ref-mmfadeIn .3s cubic-bezier(0,0,.2,1);animation:ref-mmfadeIn .3s cubic-bezier(0,0,.2,1)}.ref-micromodal-slide[aria-hidden=false] .modal__container{-webkit-animation:ref-mmslideIn .3s cubic-bezier(0,0,.2,1);animation:ref-mmslideIn .3s cubic-bezier(0,0,.2,1)}.ref-micromodal-slide[aria-hidden=true] .modal__overlay{-webkit-animation:ref-mmfadeOut .3s cubic-bezier(0,0,.2,1);animation:ref-mmfadeOut .3s cubic-bezier(0,0,.2,1)}.ref-micromodal-slide[aria-hidden=true] .modal__container{-webkit-animation:ref-mmslideOut .3s cubic-bezier(0,0,.2,1);animation:ref-mmslideOut .3s cubic-bezier(0,0,.2,1)}.ref-micromodal-slide .modal__container,.ref-micromodal-slide .modal__overlay{will-change:transform}.component-split-layout{border:1px solid #e9f1fc;border-radius:10px;box-shadow:0 2px 13px rgba(0,0,0,.1);margin:13px}.component-split-layout .title{align-items:center;background-color:#e9f1fc;border-top-left-radius:8px;border-top-right-radius:8px;display:flex;justify-content:center}.component-split-layout .title h4{margin:20px 0}.component-split-layout .content-wrap{display:block}@media only screen and (min-width:768px){.component-split-layout .content-wrap{display:flex;justify-content:space-between}}.component-split-layout .content-wrap .content img{border:1px solid #e9f1fc;border-radius:8px;margin-bottom:10px;width:100%}.component-split-layout .content-wrap .content-left{display:flex;flex-basis:49%}.component-split-layout .content-wrap .content-left .content{margin:15px;padding:10px;width:100%}@media only screen and (min-width:768px){.component-split-layout .content-wrap .content-left .content{border-right:1px solid #e9f1fc;margin:15px 0 15px 15px;padding:10px 25px 10px 10px}}.component-split-layout .content-wrap .content-right{display:flex;flex-basis:49%}.component-split-layout .content-wrap .content-right .content{border-top:1px solid #e9f1fc;margin:15px;padding:25px 10px 10px}@media only screen and (min-width:768px){.component-split-layout .content-wrap .content-right .content{border-top:none;margin:15px 15px 15px 0;padding:10px 10px 10px 25px}}.ref-editor-ratings{color:#002f86;display:flex;flex-direction:column;justify-content:center}@media only screen and (min-width:768px){.ref-editor-ratings{flex-direction:row;justify-content:flex-start}}.ref-editor-ratings p{color:inherit;margin-bottom:0;margin-top:0}.ref-rating-container{align-items:center;display:flex;justify-content:center}@media only screen and (min-width:768px){.ref-rating-container{justify-content:flex-start}}.ref-rating-container .ref-rating{color:inherit;letter-spacing:-1px;margin-left:10px}.ref-rating-container .ref-star-rating{align-items:center;display:flex;height:21px;justify-content:space-evenly;position:relative;width:90px}@media only screen and (min-width:768px){.ref-rating-container .ref-star-rating{height:24px;width:110px}}.ref-rating-container .ref-star-rating .ref-star{height:17px;position:relative;width:17px}@media only screen and (min-width:768px){.ref-rating-container .ref-star-rating .ref-star{height:22px;width:22px}}.ref-rating-container .ref-star-rating .ref-star i{left:0;position:absolute}.ref-rating-container .ref-star-rating .ref-star i.ref-fa-star-o{background-image:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path fill="%23ccc" d="M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z"/></svg>');background-position:50%;background-repeat:no-repeat;background-size:17px;height:17px;top:0;width:17px;z-index:1}@media only screen and (min-width:768px){.ref-rating-container .ref-star-rating .ref-star i.ref-fa-star-o{background-size:22px;height:22px;width:22px}}.ref-rating-container .ref-star-rating .ref-star i.ref-fa-star{background-image:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path fill="%23ffd701" d="M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z"/></svg>');background-position:0 0;background-repeat:no-repeat;background-size:17px;height:17px;top:1px;width:17px;z-index:2}@media only screen and (min-width:768px){.ref-rating-container .ref-star-rating .ref-star i.ref-fa-star{background-size:22px;height:22px;width:22px}}.link-select{position:relative;width:100%}.link-select.fix-scroll{background-color:#fff;position:fixed;top:0;z-index:999}.link-select.fix-scroll .select-items{z-index:999}@media only screen and (min-width:768px){.link-select{display:none}}.link-select select{display:none}.link-select .select-selected{background-color:#fff;border-bottom:3px solid #2b6ce5;color:#002f86;cursor:pointer;margin:0 auto;padding:8px 60px 8px 45px;position:relative;text-align:center;width:95%}@media only screen and (min-width:481px){.link-select .select-selected{width:70%}}.link-select .select-selected:before{background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg data-name='Layer 1' xmlns='http://www.w3.org/2000/svg' viewBox='0 0 22 17'%3E%3Cg data-name='Icon feather-menu-Copy'%3E%3Cpath data-name='Path 54' style='stroke-width:3px;fill:none;stroke:%23002f86;stroke-linecap:round;stroke-linejoin:round' d='M2.23 8.92h8.5'/%3E%3Cpath data-name='Path 55' style='stroke-width:3px;fill:none;stroke:%23002f86;stroke-linecap:round;stroke-linejoin:round' d='M2.23 3.08h12.5'/%3E%3Cpath data-name='Path 56' style='stroke-width:3px;fill:none;stroke:%23002f86;stroke-linecap:round;stroke-linejoin:round' d='M2.23 14.5h17'/%3E%3C/g%3E%3C/svg%3E");background-size:23px;height:23px;left:15px;margin-top:-12px;width:23px}.link-select .select-selected:after,.link-select .select-selected:before{background-position:50%;background-repeat:no-repeat;content:"";position:absolute;top:50%}.link-select .select-selected:after{background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 448 512'%3E%3Cpath fill='%23002f86' d='M207.029 381.476 12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z'/%3E%3C/svg%3E");background-size:13px;height:25px;margin-top:-13px;right:15px;width:25px}.link-select .select-selected.select-arrow-active{border-bottom:1px solid #2b6ce5;margin-bottom:2px}.link-select .select-selected.select-arrow-active:after{background-image:url('data:image/svg+xml;utf8,<svg aria-hidden="true" data-prefix="far" data-icon="times" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="svg-inline--fa fa-times fa-w-10"><path fill="%23002f86" d="M207.6 256l107.72-107.72c6.23-6.23 6.23-16.34 0-22.58l-25.03-25.03c-6.23-6.23-16.34-6.23-22.58 0L160 208.4 52.28 100.68c-6.23-6.23-16.34-6.23-22.58 0L4.68 125.7c-6.23 6.23-6.23 16.34 0 22.58L112.4 256 4.68 363.72c-6.23 6.23-6.23 16.34 0 22.58l25.03 25.03c6.23 6.23 16.34 6.23 22.58 0L160 303.6l107.72 107.72c6.23 6.23 16.34 6.23 22.58 0l25.03-25.03c6.23-6.23 6.23-16.34 0-22.58L207.6 256z"/></svg>')}.link-select .select-items{background-color:#fff;box-shadow:0 5px 16px -9px rgba(54,69,73,.36);left:0;margin:0 auto;position:absolute;right:0;text-align:center;top:100%;width:95%;z-index:99}@media only screen and (min-width:481px){.link-select .select-items{width:70%}}.link-select .select-items div{background-color:#fff;border-bottom:3px solid transparent;cursor:pointer;margin:0 auto;padding:8px 20px;width:70%}.link-select .select-items .same-as-selected,.link-select .select-items div:hover{border-bottom-color:#2b6ce5}.link-select .select-hide{display:none}.author-written-by{margin-bottom:30px;margin-top:30px}@media only screen and (min-width:768px){.author-written-by{margin-bottom:50px;margin-top:50px}}.author-written-by .flex-grid{border-bottom:2px solid #dde5ed;border-top:2px solid #dde5ed}.author-written-by--content{align-items:center;display:flex;flex-direction:column;justify-content:space-between;padding:30px 0}@media only screen and (min-width:768px){.author-written-by--content{flex-direction:row}}.author-written-by--avatar{border-radius:10px;flex:1 0 auto;height:170px;margin-bottom:30px;overflow:hidden;width:170px}@media only screen and (min-width:768px){.author-written-by--avatar{margin-bottom:0;margin-right:30px}}.author-written-by--avatar a{display:block}.author-written-by--avatar img{margin-bottom:0}.author-written-by--bio .notation{font-size:16px;margin-bottom:10px;text-align:center}@media only screen and (min-width:768px){.author-written-by--bio .notation{text-align:left}}.author-written-by--bio h6{font-weight:400;margin-top:0;text-align:center}@media only screen and (min-width:768px){.author-written-by--bio h6{text-align:left}}.takeover-content-banner{background-color:#d9f6e2;border-left:7px solid #baefcb;border-radius:12px;margin-bottom:30px;margin-top:30px}.takeover-content-inner{align-items:center;display:flex;flex-direction:column;justify-content:space-between;padding:30px}@media only screen and (min-width:768px){.takeover-content-inner{flex-direction:row}}.takeover-content-inner p:empty{display:none}.takeover-content--content{display:flex;flex-direction:column;margin-bottom:20px}@media only screen and (min-width:768px){.takeover-content--content{flex-direction:row;margin-bottom:0;margin-right:20px}}.takeover-content--content h3{margin-bottom:15px;margin-top:0}.takeover-content--content .icon{margin-bottom:20px}@media only screen and (min-width:768px){.takeover-content--content .icon{margin-bottom:0}}.takeover-content--content .icon:before{background-color:#aee1bd;background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 192 512'%3E%3Cpath fill='%23002f86' d='M20 424.229h20V279.771H20c-11.046 0-20-8.954-20-20V212c0-11.046 8.954-20 20-20h112c11.046 0 20 8.954 20 20v212.229h20c11.046 0 20 8.954 20 20V492c0 11.046-8.954 20-20 20H20c-11.046 0-20-8.954-20-20v-47.771c0-11.046 8.954-20 20-20zM96 0C56.235 0 24 32.235 24 72s32.235 72 72 72 72-32.235 72-72S135.764 0 96 0z'/%3E%3C/svg%3E");background-position:50%;background-repeat:no-repeat;background-size:9px;border-radius:50%;content:"";display:inline-block;height:45px;width:45px}@media only screen and (min-width:768px){.takeover-content--content .icon:before{background-size:6px;height:27px;margin-right:10px;width:27px}}.takeover-content--cta{text-align:center}.takeover-content--cta-above-text{font-weight:600;margin-bottom:5px}.section.default .takeover-content--content h3{margin-bottom:15px;margin-top:0}.table-wrapper .styled-table{border:1px solid #dde5ed;border-radius:5px}.table-wrapper .styled-table tbody th,.table-wrapper .styled-table thead th{background-color:#e9f1fc;font-weight:700}.table-wrapper .styled-table tbody tr,.table-wrapper .styled-table thead tr{border-bottom:initial}.table-wrapper .styled-table tbody td,.table-wrapper .styled-table thead th{border-left:1px solid #dde5ed;border-right:1px solid #dde5ed}.anchor-link-content{display:flex;margin-top:0}.anchor-link-content .link-column{flex:0 0 100%;position:relative;width:100%;z-index:5}@media only screen and (min-width:768px){.anchor-link-content .link-column{flex:0 0 24%;width:24%}}.anchor-link-content .anchor-links{align-items:center;display:flex;height:50px;justify-content:center;position:sticky;top:20px}@media only screen and (min-width:768px){.anchor-link-content .anchor-links{align-items:flex-start;height:auto;justify-content:flex-start}}.anchor-link-content .anchor-links .desktop{display:none;width:100%}@media only screen and (min-width:768px){.anchor-link-content .anchor-links .desktop{display:flex;flex-direction:column;padding-left:15px}}@media only screen and (min-width:1200px){.anchor-link-content .anchor-links .desktop{padding-left:0}}.anchor-link-content .anchor-links a{border-radius:8px;color:#002f86;font-weight:600;padding:13px 20px;text-decoration:none}.anchor-link-content .anchor-links a.active,.anchor-link-content .anchor-links a:hover{background-color:#e9f1fc}.anchor-link-content .content-column{flex:0 0 100%;margin-top:50px;max-width:100%;width:100%}@media only screen and (min-width:768px){.anchor-link-content .content-column{flex:0 0 75%;margin-top:0;width:75%}}.gallery{display:flex;flex-wrap:wrap;justify-content:space-evenly}.gallery figure.gallery-item{margin:0 0 30px;width:48%}@media only screen and (min-width:768px){.gallery figure.gallery-item{width:30%}}.gallery figure.gallery-item .gallery-icon{align-items:center;display:flex;height:190px;justify-content:center}.gallery figure.gallery-item img{margin-bottom:0;max-height:100%;width:auto}.usabilla-wrap{margin:10px 0}.usabilla-wrap .container{border-bottom:1px solid #d2d2d2;padding:5px 0}.page-template-best-layout-template .usabilla-wrap .container,body.page-template-layout-template .usabilla-wrap .container,body.page-template-page-templates .usabilla-wrap .container{max-width:860px!important}.helpful-block-content{background-color:#f1f1f1;border:1px solid #dbd8d8;margin:0 0 20px;padding:20px;width:100%}.helpful-block-content.section{background-color:#fff;border-color:#d2d2d2;border-radius:2.5px;margin-bottom:20px;padding:35px 0}.helpful-block-content.section ul{padding-left:0!important}.helpful-block-content.section ul p{color:#000;margin:0!important;padding:0!important;text-align:center}.helpful-block-content.section ul p .footer-social-icons{display:flex;justify-content:center;margin-top:2.5px}.helpful-block-content.section ul p .footer-social-icons span{margin-right:7.5px}.helpful-block-content.section ul p .footer-social-icons a{align-content:center;background:#538fff;border-radius:50%;color:#fff;display:flex;flex-wrap:nowrap;height:30px;justify-content:center;width:30px}.helpful-block-content.section ul p .footer-social-icons a:not(:last-child){margin-right:10px}.helpful-block-content.section ul p .footer-social-icons a i{align-items:center;display:flex;height:17px;margin:auto;width:100%}.helpful-block-content.section ul p .footer-social-icons a i svg{height:17px;margin:auto}.helpful-block-content.section ul li{align-items:center;display:flex;flex-wrap:wrap;justify-content:center;width:100%}.helpful-block-content.section ul li .wth-title{display:block;margin-bottom:0;margin-top:17.5px;text-align:center;width:100%}.helpful-block-content.section ul li .wth-title:first-child{color:#000;font-size:17.5px;font-weight:400;line-height:1.28;margin-bottom:1em;margin-top:0}.helpful-block-content.section ul li .wth-title span.open-modal{color:#538fff;transition:all .2s ease-in-out}.helpful-block-content.section ul li .wth-title span.open-modal:hover{color:#1f69c1;cursor:pointer;text-decoration:underline}.helpful-block-content.section ul li .wth-message{margin-top:2rem!important}.helpful-block-content.section ul li .wth-submit{font-size:1.25rem;font-weight:600}.helpful-block-content.section ul li a.wth-green-btn,.helpful-block-content.section ul li a.wth-red-btn{background:#fff!important;border:1px solid #d2d2d2;border-radius:.25rem;color:#444!important;display:inline-block;font-family:Roboto,Helvetica Neue,Helvetica,sans-serif!important;font-weight:500;line-height:1;padding:.75rem 1.5rem .75rem 3.2rem!important;position:relative;text-align:center;text-decoration:none;text-transform:capitalize;transition:all .2s ease-in-out}.helpful-block-content.section ul li a.wth-green-btn:before,.helpful-block-content.section ul li a.wth-red-btn:before{background-color:#538fff;background-position:50%;background-repeat:no-repeat;background-size:cover;content:"";height:18px;margin:auto;position:absolute;top:.75rem;transition:all .2s ease-in-out;width:20px}.helpful-block-content.section ul li a.wth-green-btn:hover,.helpful-block-content.section ul li a.wth-red-btn:hover{background-color:#1f69c1!important;color:#fff!important;opacity:1!important}.helpful-block-content.section ul li a.wth-green-btn:hover:before,.helpful-block-content.section ul li a.wth-red-btn:hover:before{background-color:#fff}.helpful-block-content.section ul li a.wth-green-btn:hover.icon-thumbsup:before,.helpful-block-content.section ul li a.wth-red-btn:hover.icon-thumbsup:before{top:.5rem}.helpful-block-content.section ul li a.wth-green-btn:hover.icon-thumbsdown:before,.helpful-block-content.section ul li a.wth-red-btn:hover.icon-thumbsdown:before{top:1rem}.helpful-block-content.section ul li a.wth-green-btn.icon-thumbsup:before,.helpful-block-content.section ul li a.wth-red-btn.icon-thumbsup:before{left:-2.25rem;-webkit-mask:url('data:image/svg+xml;utf8,<svg width="20" height="18" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" class="svg-inline--fa fa-thumbs-up fa-w-16"><path d="M466.27 286.69C475.04 271.84 480 256 480 236.85c0-44.015-37.218-85.58-85.82-85.58H357.7c4.92-12.81 8.85-28.13 8.85-46.54C366.55 31.936 328.86 0 271.28 0c-61.607 0-58.093 94.933-71.76 108.6-22.747 22.747-49.615 66.447-68.76 83.4H32c-17.673 0-32 14.327-32 32v240c0 17.673 14.327 32 32 32h64c14.893 0 27.408-10.174 30.978-23.95 44.509 1.001 75.06 39.94 177.802 39.94 7.22 0 15.22.01 22.22.01 77.117 0 111.986-39.423 112.94-95.33 13.319-18.425 20.299-43.122 17.34-66.99 9.854-18.452 13.664-40.343 8.99-62.99zm-61.75 53.83c12.56 21.13 1.26 49.41-13.94 57.57 7.7 48.78-17.608 65.9-53.12 65.9h-37.82c-71.639 0-118.029-37.82-171.64-37.82V240h10.92c28.36 0 67.98-70.89 94.54-97.46 28.36-28.36 18.91-75.63 37.82-94.54 47.27 0 47.27 32.98 47.27 56.73 0 39.17-28.36 56.72-28.36 94.54h103.99c21.11 0 37.73 18.91 37.82 37.82.09 18.9-12.82 37.81-22.27 37.81 13.489 14.555 16.371 45.236-5.21 65.62zM88 432c0 13.255-10.745 24-24 24s-24-10.745-24-24 10.745-24 24-24 24 10.745 24 24z" class=""></path></svg>') no-repeat 50% 50%;mask:url('data:image/svg+xml;utf8,<svg width="20" height="18" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" class="svg-inline--fa fa-thumbs-up fa-w-16"><path d="M466.27 286.69C475.04 271.84 480 256 480 236.85c0-44.015-37.218-85.58-85.82-85.58H357.7c4.92-12.81 8.85-28.13 8.85-46.54C366.55 31.936 328.86 0 271.28 0c-61.607 0-58.093 94.933-71.76 108.6-22.747 22.747-49.615 66.447-68.76 83.4H32c-17.673 0-32 14.327-32 32v240c0 17.673 14.327 32 32 32h64c14.893 0 27.408-10.174 30.978-23.95 44.509 1.001 75.06 39.94 177.802 39.94 7.22 0 15.22.01 22.22.01 77.117 0 111.986-39.423 112.94-95.33 13.319-18.425 20.299-43.122 17.34-66.99 9.854-18.452 13.664-40.343 8.99-62.99zm-61.75 53.83c12.56 21.13 1.26 49.41-13.94 57.57 7.7 48.78-17.608 65.9-53.12 65.9h-37.82c-71.639 0-118.029-37.82-171.64-37.82V240h10.92c28.36 0 67.98-70.89 94.54-97.46 28.36-28.36 18.91-75.63 37.82-94.54 47.27 0 47.27 32.98 47.27 56.73 0 39.17-28.36 56.72-28.36 94.54h103.99c21.11 0 37.73 18.91 37.82 37.82.09 18.9-12.82 37.81-22.27 37.81 13.489 14.555 16.371 45.236-5.21 65.62zM88 432c0 13.255-10.745 24-24 24s-24-10.745-24-24 10.745-24 24-24 24 10.745 24 24z" class=""></path></svg>') no-repeat 50% 50%;right:0}.helpful-block-content.section ul li a.wth-green-btn.icon-thumbsdown:before,.helpful-block-content.section ul li a.wth-red-btn.icon-thumbsdown:before{left:0;-webkit-mask:url('data:image/svg+xml;utf8,<svg width="20" height="18" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" class="svg-inline--fa fa-thumbs-down fa-w-16"><path d="M466.27 225.31c4.674-22.647.864-44.538-8.99-62.99 2.958-23.868-4.021-48.565-17.34-66.99C438.986 39.423 404.117 0 327 0c-7 0-15 .01-22.22.01C201.195.01 168.997 40 128 40h-10.845c-5.64-4.975-13.042-8-21.155-8H32C14.327 32 0 46.327 0 64v240c0 17.673 14.327 32 32 32h64c11.842 0 22.175-6.438 27.708-16h7.052c19.146 16.953 46.013 60.653 68.76 83.4 13.667 13.667 10.153 108.6 71.76 108.6 57.58 0 95.27-31.936 95.27-104.73 0-18.41-3.93-33.73-8.85-46.54h36.48c48.602 0 85.82-41.565 85.82-85.58 0-19.15-4.96-34.99-13.73-49.84zM64 296c-13.255 0-24-10.745-24-24s10.745-24 24-24 24 10.745 24 24-10.745 24-24 24zm330.18 16.73H290.19c0 37.82 28.36 55.37 28.36 94.54 0 23.75 0 56.73-47.27 56.73-18.91-18.91-9.46-66.18-37.82-94.54C206.9 342.89 167.28 272 138.92 272H128V85.83c53.611 0 100.001-37.82 171.64-37.82h37.82c35.512 0 60.82 17.12 53.12 65.9 15.2 8.16 26.5 36.44 13.94 57.57 21.581 20.384 18.699 51.065 5.21 65.62 9.45 0 22.36 18.91 22.27 37.81-.09 18.91-16.71 37.82-37.82 37.82z" class=""></path></svg>') no-repeat 50% 50%;mask:url('data:image/svg+xml;utf8,<svg width="20" height="18" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" class="svg-inline--fa fa-thumbs-down fa-w-16"><path d="M466.27 225.31c4.674-22.647.864-44.538-8.99-62.99 2.958-23.868-4.021-48.565-17.34-66.99C438.986 39.423 404.117 0 327 0c-7 0-15 .01-22.22.01C201.195.01 168.997 40 128 40h-10.845c-5.64-4.975-13.042-8-21.155-8H32C14.327 32 0 46.327 0 64v240c0 17.673 14.327 32 32 32h64c11.842 0 22.175-6.438 27.708-16h7.052c19.146 16.953 46.013 60.653 68.76 83.4 13.667 13.667 10.153 108.6 71.76 108.6 57.58 0 95.27-31.936 95.27-104.73 0-18.41-3.93-33.73-8.85-46.54h36.48c48.602 0 85.82-41.565 85.82-85.58 0-19.15-4.96-34.99-13.73-49.84zM64 296c-13.255 0-24-10.745-24-24s10.745-24 24-24 24 10.745 24 24-10.745 24-24 24zm330.18 16.73H290.19c0 37.82 28.36 55.37 28.36 94.54 0 23.75 0 56.73-47.27 56.73-18.91-18.91-9.46-66.18-37.82-94.54C206.9 342.89 167.28 272 138.92 272H128V85.83c53.611 0 100.001-37.82 171.64-37.82h37.82c35.512 0 60.82 17.12 53.12 65.9 15.2 8.16 26.5 36.44 13.94 57.57 21.581 20.384 18.699 51.065 5.21 65.62 9.45 0 22.36 18.91 22.27 37.81-.09 18.91-16.71 37.82-37.82 37.82z" class=""></path></svg>') no-repeat 50% 50%;right:2.25rem}.callout{background-color:#e9f1fc;margin-bottom:24px;padding:24px}.global-footer{margin:0;padding-bottom:30px;padding-top:40px}.global-footer .flex-wrapper:first-of-type{margin:0}@media only screen and (min-width:768px){.global-footer .flex-wrapper:first-of-type .brand{margin-bottom:30px;margin-top:10px}}.global-footer .flex-wrapper:first-of-type .brand svg{width:200px}@media only screen and (min-width:768px){.global-footer .flex-wrapper:first-of-type .brand svg{width:240px}}.global-footer nav.flex-wrapper .col ul{list-style:none;margin:0;padding:0}.global-footer nav.flex-wrapper .col ul li{margin-bottom:7.5px;width:100%}.global-footer nav.flex-wrapper .col ul li a{color:#596471;font-size:15px;text-decoration:none}.global-footer nav.flex-wrapper .col ul li a:hover{color:#a8b1bb}.global-footer nav.flex-wrapper .col.information{flex-basis:20%}.global-footer nav.flex-wrapper .col.information ul li{line-height:1.3;padding-right:15px!important}.global-footer nav.flex-wrapper .col.popular-pages{flex-basis:100%;margin-top:20px}@media only screen and (min-width:768px){.global-footer nav.flex-wrapper .col.popular-pages{flex-basis:80%;margin-top:0}}@media only screen and (min-width:992px){.global-footer nav.flex-wrapper .col.popular-pages{flex-basis:60%}}.global-footer nav.flex-wrapper .col.popular-pages ul{-moz-column-count:1;column-count:1;-moz-column-fill:balance;column-fill:balance}@media only screen and (min-width:768px){.global-footer nav.flex-wrapper .col.popular-pages ul{-moz-column-count:2;column-count:2}}.global-footer nav.flex-wrapper .col.popular-pages ul li{line-height:1.3;padding-right:15px}.global-footer nav.flex-wrapper .col.social{flex-basis:100%}@media only screen and (min-width:992px){.global-footer nav.flex-wrapper .col.social{flex-basis:20%}}.global-footer h5{color:#02286d;font-family:HCo Gotham SSm,arial,sans-serif;font-size:20px;margin:0 0 20px}@media only screen and (min-width:768px){.global-footer h5{font-size:19px}}.global-footer .social{margin-top:20px}@media only screen and (min-width:992px){.global-footer .social{flex-shrink:4;margin-top:0}}.global-footer .social .social-icons{display:flex;margin-top:20px}.global-footer .social .social-icons a{align-content:center;background:#f4e0f8;border-radius:50%;color:#002f86;display:flex;flex-wrap:nowrap;height:30px;justify-content:center;width:30px}.global-footer .social .social-icons a:hover{background:#e5b6ef}.global-footer .social .social-icons a:not(:last-child){margin-right:10px}.global-footer .social .social-icons a i{align-items:center;display:flex;height:17px;margin:auto;width:100%}.global-footer .social .social-icons a i svg{height:17px;margin:auto}.global-footer .nav-alternate{margin-top:20px}.global-footer .nav-alternate .nav{margin:0;padding:0}.global-footer .nav-alternate .nav li{display:block;line-height:1.3;margin-bottom:7.5px;margin-right:10px}@media only screen and (min-width:768px){.global-footer .nav-alternate .nav li{display:inline}}.global-footer .nav-alternate .nav li a{color:#a8b1bb;font-size:14px;text-decoration:none}.global-footer .nav-alternate .nav li a:hover{color:#647180}.global-footer .copyright{color:#a8b1bb;font-size:10px;line-height:2}.global-footer .copyright p{margin-bottom:0}.ref-modal.ref-modal-contact .modal__container{display:flex;flex-direction:column;margin-left:15px;margin-right:15px;overflow-x:hidden;overflow-y:auto;padding:0}@media only screen and (min-width:768px){.ref-modal.ref-modal-contact .modal__container{margin-left:0;margin-right:0;max-width:675px}}.ref-modal.ref-modal-contact .modal__container .wpcf7 .wpcf7-form .submit-container{flex-direction:row}.ref-modal.ref-modal-contact .modal__header{align-items:flex-end;height:37px;justify-content:flex-end;padding:15px 15px 0 0;position:relative;width:100%}.ref-modal.ref-modal-contact .modal__close{position:relative;right:0;top:0}.ref-modal.ref-modal-contact .modal__close:hover{cursor:pointer}.ref-modal.ref-modal-contact .modal__content{display:flex;flex-direction:column;margin:0 0 30px;padding:0 30px 30px;width:100%}.ref-modal.ref-modal-contact .modal__content h2{margin-top:0}.takeover-notification-banner-footer-wrap.flex-wrapper{background-color:#002f86;color:#fff;margin:0;padding-bottom:80px;padding-top:80px}.takeover-notification-banner-footer-wrap.flex-wrapper .flex-grid{align-items:center;flex-wrap:wrap}.takeover-notification-banner-footer-wrap.flex-wrapper .col{flex:0 0 100%;text-align:center;width:100%}@media only screen and (min-width:768px){.takeover-notification-banner-footer-wrap.flex-wrapper .col{text-align:left}}.takeover-notification-banner-footer-wrap.flex-wrapper .col.first{margin-bottom:30px}@media only screen and (min-width:768px){.takeover-notification-banner-footer-wrap.flex-wrapper .col.first{border-right:1px solid #fff;flex:0 0 49%;margin-bottom:0;padding-right:1%;width:49%}.takeover-notification-banner-footer-wrap.flex-wrapper .col.second{flex:0 0 47%;width:47%}}.takeover-notification-banner-footer-wrap.flex-wrapper .takeover-text{flex:0 0 100%}.takeover-notification-banner-footer-wrap.flex-wrapper .takeover-text .h2{color:#fff;margin-bottom:14px;margin-top:0}.takeover-notification-banner-footer-wrap.flex-wrapper .takeover-text p{margin-bottom:30px;margin-top:0}.takeover-notification-banner-footer-wrap.flex-wrapper .ref-btn.phone span{align-items:center;display:flex}.takeover-notification-banner-footer-wrap.flex-wrapper .ref-btn.phone span:before{background-image:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path fill="%23fff" d="M493.4 24.6l-104-24c-11.3-2.6-22.9 3.3-27.5 13.9l-48 112c-4.2 9.8-1.4 21.3 6.9 28l60.6 49.6c-36 76.7-98.9 140.5-177.2 177.2l-49.6-60.6c-6.8-8.3-18.2-11.1-28-6.9l-112 48C3.9 366.5-2 378.1.6 389.4l24 104C27.1 504.2 36.7 512 48 512c256.1 0 464-207.5 464-464 0-11.2-7.7-20.9-18.6-23.4z"/></svg>');background-repeat:no-repeat;content:"";display:inline-block;height:20px;margin-right:10px;transform:rotate(90deg);width:20px}.takeover-notification-banner-footer-wrap.flex-wrapper .ref-btn.phone span:hover:before{background-image:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path fill="%232853a1" d="M493.4 24.6l-104-24c-11.3-2.6-22.9 3.3-27.5 13.9l-48 112c-4.2 9.8-1.4 21.3 6.9 28l60.6 49.6c-36 76.7-98.9 140.5-177.2 177.2l-49.6-60.6c-6.8-8.3-18.2-11.1-28-6.9l-112 48C3.9 366.5-2 378.1.6 389.4l24 104C27.1 504.2 36.7 512 48 512c256.1 0 464-207.5 464-464 0-11.2-7.7-20.9-18.6-23.4z"/></svg>')}.takeover-notification-banner-footer-wrap.flex-wrapper.single .flex-grid{justify-content:center}.takeover-notification-banner-footer-wrap.flex-wrapper.single .takeover-text{text-align:center}.takeover-notification-banner-footer-wrap.flex-wrapper.single .ref-btn{margin-bottom:15px;margin-left:10px;margin-right:10px}#b2t{align-items:center;background-color:#fff;border-radius:4px 0 0 4px;bottom:255px;box-shadow:0 4px 7px -1px rgba(54,69,73,.36);color:#02286d;display:flex;height:40px;justify-content:center;line-height:1.2;opacity:0;padding:5px;position:fixed;right:0;text-align:center;transition-delay:0s,0s,0s;transition-duration:.3s,.5s,.5s;transition-property:background-color,opacity,visibility;transition-timing-function:ease,ease,ease;visibility:hidden;width:40px;z-index:1000}#b2t:before{border-left:3px solid #02286d;border-top:3px solid #02286d;content:"";display:inline-block;height:15px;margin-top:7px;transform:rotate(45deg);width:15px}#b2t:hover{cursor:pointer}#b2t.show{opacity:1;visibility:visible}.accolades-wrap{background-color:#e9f1fc;margin:0;max-height:109px;padding-bottom:20px;padding-top:30px}.accolades-wrap .inside-wrap{align-self:center;display:flex;flex-wrap:wrap;justify-content:center;width:100%}@media only screen and (min-width:768px){.accolades-wrap .inside-wrap{justify-content:space-between}}@media only screen and (min-width:1200px){.accolades-wrap .inside-wrap{justify-content:space-between}}.accolades-wrap .inside-wrap img{height:auto;margin:0 20px 15px;padding:5px}@media only screen and (min-width:481px){.accolades-wrap .inside-wrap img{margin:0 22.5px 15px}}@media only screen and (min-width:768px){.accolades-wrap .inside-wrap img{margin:0;max-width:130px}}@media only screen and (min-width:992px){.accolades-wrap .inside-wrap img{max-width:160px}}@media only screen and (min-width:1200px){.accolades-wrap .inside-wrap img{max-width:none}}.home .global-header{box-shadow:0 0 20px 0 rgba(0,0,0,.1);padding-top:35px;position:relative}.home .global-header .header-disclaimer-wrap{align-items:center;background-color:#f3f3f3;display:flex;height:35px;justify-content:center;left:0;position:absolute;right:0;top:0}.home .global-header .header-disclaimer-wrap .header-disclaimer{color:#798191;font-size:10px;letter-spacing:normal;line-height:1.2;padding:0}@media only screen and (min-width:768px){.home .global-header .header-disclaimer-wrap .header-disclaimer{font-size:14px;line-height:1;text-align:center}}.hero-homepage-wrap{background-position:100% 0;background-repeat:no-repeat;background-size:cover;display:flex;flex-direction:column}.hero-homepage-wrap .hero-wrap{background:#020024;background:linear-gradient(0deg,rgba(20,20,20,.8),hsla(0,0%,97.3%,.3) 60%);display:flex;flex-wrap:wrap;margin:0;padding-bottom:30px;padding-top:30px}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap{background:none;padding-bottom:40px;padding-top:60px}}@media only screen and (min-width:1200px){.hero-homepage-wrap .hero-wrap{padding-bottom:60px;padding-top:80px}}.hero-homepage-wrap .hero-wrap .hero-inside{align-items:center;display:flex;width:100%}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy{background-color:hsla(0,0%,100%,.59);border-radius:5px;display:flex;flex-basis:100%;flex-wrap:wrap;padding:10px}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy{flex-basis:78%;padding:20px 45px 25px}}@media only screen and (min-width:992px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy{flex-basis:58%}}@media only screen and (min-width:1200px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy{flex-basis:56%}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .star-rating{display:flex;margin-bottom:10px;width:100%}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .star-rating{margin-bottom:15px}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .star-rating .stars{margin-right:10px}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .star-rating .stars img{display:inline;height:auto;width:20px}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .star-rating .stars img{width:24px}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .star-rating span{color:#002f86;font-size:13.5px;font-weight:700}@media only screen and (min-width:481px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .star-rating span{font-size:14px}}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .star-rating span{font-size:16px}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy h1{font-size:38px;line-height:1;margin-bottom:10px;margin-top:0}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy h1{font-size:48px;line-height:1.1;margin-bottom:20px}}@media only screen and (min-width:992px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy h1{font-size:50px;line-height:1.2}}@media only screen and (min-width:1200px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy h1{font-size:65px;line-height:70px}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sub-headline-2{color:#243c65;font-size:17px}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sub-headline-2{font-size:22px}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy br{display:none}@media only screen and (min-width:992px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy br{display:block}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap{display:flex;margin-bottom:2rem;position:relative;width:100%}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap{margin-bottom:0}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._button-wrapper,.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._full_width,.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap div[class^=_form]{width:100%}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._x61538941,.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._x89760242{display:none}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._form-content{display:flex;flex-wrap:wrap;position:relative}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._form-content{flex-wrap:nowrap}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._form-content:before{background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'><path fill='%23ee5f72' d='M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z' /%3E%3C/svg%3E");background-repeat:no-repeat;background-size:24px 24px;color:#ee5f72;content:"-";left:15px;position:absolute;top:14%;width:24px;z-index:8}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._form-content:before{top:27px}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._form-content input{border:none;border-radius:10px;box-shadow:0 0 30px 0 rgba(0,0,0,.2);font-size:17px;height:56px!important;margin-bottom:20px;outline:none;padding:5.5px 15px 5.5px 50px;width:100%}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._form-content input{border-bottom-right-radius:0;border-top-right-radius:0;height:70px!important;margin-bottom:0;min-width:340px}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._form-content input._has_error{border:1px solid #ee5f72}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._form-content button[type=submit]{align-items:center;background-color:#ee5f72;border:none;border-radius:10px;color:#fff;cursor:pointer;display:flex;font-family:HCo Gotham SSm,arial,sans-serif;font-size:19px;font-weight:700;height:57px;justify-content:center;outline:none;padding:10px 15px;position:relative;text-align:center;transition:all .2s ease-in-out;width:100%!important}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._form-content button[type=submit]{border-bottom-left-radius:0;border-top-left-radius:0;height:70px;top:2px;width:200px!important}}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._error{color:#ee5f72;font-size:17px;margin:10px 0 10px 15px}.hero-homepage-wrap .hero-wrap .hero-inside .hero-copy .sign-up-wrap ._form-thank-you{color:#ee5f72;font-size:17px;font-weight:600}.hero-homepage-wrap .hero-wrap .accolades-wrap{background-color:transparent;margin:5px auto 10px;width:100%}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .accolades-wrap{margin:45px auto 70px}}@media only screen and (min-width:992px){.hero-homepage-wrap .hero-wrap .accolades-wrap{margin:55px auto 90px}}.hero-homepage-wrap .hero-wrap .accolades-wrap .featured-in{color:#fff;display:none;font-size:15px}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .accolades-wrap .featured-in{display:block}}@media only screen and (min-width:992px){.hero-homepage-wrap .hero-wrap .accolades-wrap .featured-in{font-size:1.9rem}}.hero-homepage-wrap .hero-wrap .accolades-wrap .accolades{align-self:center;display:flex;flex-wrap:wrap;justify-content:space-around;width:100%}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .accolades-wrap .accolades{justify-content:space-between}}@media only screen and (min-width:1200px){.hero-homepage-wrap .hero-wrap .accolades-wrap .accolades{justify-content:space-between}}.hero-homepage-wrap .hero-wrap .accolades-wrap .accolades img{height:100%;max-width:100px;padding:5px}@media only screen and (min-width:768px){.hero-homepage-wrap .hero-wrap .accolades-wrap .accolades img{max-width:130px}}@media only screen and (min-width:992px){.hero-homepage-wrap .hero-wrap .accolades-wrap .accolades img{max-width:160px}}@media only screen and (min-width:1200px){.hero-homepage-wrap .hero-wrap .accolades-wrap .accolades img{max-width:200px}}.hero-homepage-wrap .hero-wrap .accolades-wrap .accolades img:first-of-type{padding-left:0}.hero-homepage-wrap .hero-wrap .accolades-wrap .accolades img:last-of-type{padding-right:0}.hero-homepage-wrap .digital-book-wrap{background:linear-gradient(90deg,#1c85e8 0,#5f72ee);margin:0;padding-bottom:15px;padding-top:15px}.hero-homepage-wrap .digital-book-wrap .col{display:flex;flex-basis:100%;justify-content:center;width:100%}.hero-homepage-wrap .digital-book-wrap .col p{color:#fff;font-size:16px;font-weight:400;margin-bottom:15px;margin-top:0}@media only screen and (min-width:768px){.hero-homepage-wrap .digital-book-wrap .col p{font-size:14px;margin-bottom:0}}@media only screen and (min-width:992px){.hero-homepage-wrap .digital-book-wrap .col p{font-size:16px}}.hero-homepage-wrap .digital-book-wrap .col p .ref-btn{display:none;font-size:15px;text-decoration:none}@media only screen and (min-width:768px){.hero-homepage-wrap .digital-book-wrap .col p .ref-btn{display:inline-block;font-size:13px;margin-left:14px;padding:8px 18px 10px}}@media only screen and (min-width:992px){.hero-homepage-wrap .digital-book-wrap .col p .ref-btn{font-size:16px;margin-left:20px;padding:8px 35px 10px}}.hero-homepage-wrap .digital-book-wrap .mobile-button{display:flex;margin-bottom:7.5px;width:100%}@media only screen and (min-width:768px){.hero-homepage-wrap .digital-book-wrap .mobile-button{display:none}}.hero-homepage-wrap .digital-book-wrap .mobile-button .ref-btn-outlined{display:block;text-decoration:none;width:100%}@media only screen and (min-width:768px){.hero-homepage-wrap .digital-book-wrap .mobile-button .ref-btn-outlined{display:none}}.home-content{background-image:url(../png/bg-2-a.png),url(../png/bg-2-b.png);background-position:top -200px left -920px,top 190px right -850px;background-repeat:no-repeat}@media only screen and (min-width:481px){.home-content{background-position:top -200px left -900px,top 160px right -650px}}@media only screen and (min-width:768px){.home-content{background-position:top -200px left -810px,top 130px right -610px}}@media only screen and (min-width:992px){.home-content{background-position:top -200px left -700px,top 220px right -540px}}.about-team-wrap{margin:0}.about-team-wrap .flex-grid{padding-bottom:40px;padding-top:40px}@media only screen and (min-width:768px){.about-team-wrap .flex-grid{padding-bottom:65px;padding-top:70px}}.about-team-wrap .flex-grid .col{align-items:center;display:flex;flex-basis:100%}@media only screen and (min-width:768px){.about-team-wrap .flex-grid .col{flex-basis:48%}}.about-team-wrap .flex-grid .col:first-child .card{padding:0}.about-team-wrap .flex-grid .col:first-child .scrolling-wrapper{-webkit-overflow-scrolling:touch;display:flex;flex-wrap:nowrap;margin-bottom:20px;overflow-x:auto;scroll-behavior:auto}.about-team-wrap .flex-grid .col:first-child .scrolling-wrapper::-webkit-scrollbar{display:none}.about-team-wrap .flex-grid .col:first-child .scrolling-wrapper .card{flex:0 0 auto;justify-content:center;padding:0;width:auto}@media only screen and (min-width:768px){.about-team-wrap .flex-grid .col:first-child .scrolling-wrapper{display:none}}.about-team-wrap .flex-grid .col:first-child .homepage-team-desktop{display:none}@media only screen and (min-width:768px){.about-team-wrap .flex-grid .col:first-child .homepage-team-desktop{align-content:center;display:block;justify-content:center}}.about-team-wrap .flex-grid .col:nth-child(2) .card{flex-wrap:wrap}@media only screen and (min-width:768px){.about-team-wrap .flex-grid .col:nth-child(2) .card{padding-left:10px}}.about-team-wrap .flex-grid .col:nth-child(2) .card h2{margin:0 0 20px}.about-team-wrap .flex-grid .col:nth-child(2) .card h2 br{display:none}@media only screen and (min-width:768px){.about-team-wrap .flex-grid .col:nth-child(2) .card h2 br{display:block}}.about-team-wrap .flex-grid .col:nth-child(2) .card p{font-size:17px;margin-bottom:0}.recommendations-wrap{margin:0;padding-bottom:30px;padding-top:30px}@media only screen and (min-width:768px){.recommendations-wrap{padding-bottom:60px;padding-top:60px}}.recommendations-wrap h2{margin:0 0 20px}.recommendations-wrap .recommendations-overflow{overflow-x:scroll}@media only screen and (min-width:992px){.recommendations-wrap .recommendations-overflow{overflow-x:hidden}}.recommendations-wrap .recommendations-overflow .flex-grid{min-width:900px}.recommendations-wrap .flex-grid{flex-wrap:wrap}.recommendations-wrap .flex-grid .col{border:2px solid #ee5f72;border-radius:6px;flex-basis:24%;margin-bottom:20px;min-height:225px;position:relative;text-align:center}.recommendations-wrap .flex-grid .col:hover{border-width:5px}.recommendations-wrap .flex-grid .col:hover a{bottom:-3px;left:-3px;right:-3px;top:-3px}.recommendations-wrap .flex-grid .col a{bottom:0;color:#002f86;left:0;padding:32px 30px 25px;position:absolute;right:0;text-decoration:underline;-webkit-text-decoration-color:transparent;text-decoration-color:transparent;top:0;transition:color .25s}.recommendations-wrap .flex-grid .col a h3{color:#002f86;font-size:19px;line-height:1.2;margin-bottom:5px;margin-top:0}@media only screen and (min-width:768px){.recommendations-wrap .flex-grid .col a h3{font-size:20px}}.recommendations-wrap .flex-grid .col a img{height:67px;margin-bottom:25px;width:auto}.recommendations-wrap .flex-grid .col a:hover{text-decoration:none}.recommendations-wrap .flex-grid .col a:hover h3{color:#ee5f72}.tested-products-wrap{margin:0;padding-bottom:30px;padding-top:30px}@media only screen and (min-width:768px){.tested-products-wrap{padding-bottom:60px;padding-top:60px}}.tested-products-wrap .show-prev-btn{background-image:url("data:image/svg+xml;charset=utf8,%3Csvg enable-background='new 0 0 75 75' viewBox='0 0 75 75' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ee5f72' transform='translate(-202.644 -132.64)'%3E%3Cpath d='m240 207.7c20.7 0 37.6-16.8 37.6-37.5s-16.8-37.6-37.5-37.6-37.6 16.8-37.6 37.5c0 10 3.9 19.5 11 26.6s16.6 11 26.5 11zm0-70.7c18.4 0 33.3 14.8 33.3 33.2s-14.8 33.3-33.2 33.3-33.3-14.8-33.3-33.2c0-8.8 3.5-17.3 9.7-23.6 6.3-6.2 14.7-9.7 23.5-9.7z'/%3E%3Cpath d='m244 186.3c.8.9 2.2.9 3 .1.9-.8.9-2.2.1-3 0 0 0 0-.1-.1l-13-13 13-13c.9-.8.9-2.2.1-3-.8-.9-2.2-.9-3-.1 0 0 0 0-.1.1l-14.5 14.5c-.8.8-.8 2.2 0 3z'/%3E%3C/g%3E%3C/svg%3E");background-repeat:no-repeat;background-size:contain;bottom:0;content:"";margin:auto;position:absolute;top:0}@media only screen and (min-width:768px){.tested-products-wrap .show-prev-btn{height:36px;left:-40px;width:36px}}@media only screen and (min-width:992px){.tested-products-wrap .show-prev-btn{height:45px;left:-55px;width:45px}}@media only screen and (min-width:1200px){.tested-products-wrap .show-prev-btn{height:55px;left:-72px;width:55px}}.tested-products-wrap .show-prev-btn:hover{background-image:url("data:image/svg+xml;charset=utf8,%3Csvg enable-background='new 0 0 75 75' viewBox='0 0 75 75' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23e6455a' transform='translate(-202.644 -132.64)'%3E%3Cpath d='m240 207.7c20.7 0 37.6-16.8 37.6-37.5s-16.8-37.6-37.5-37.6-37.6 16.8-37.6 37.5c0 10 3.9 19.5 11 26.6s16.6 11 26.5 11zm0-70.7c18.4 0 33.3 14.8 33.3 33.2s-14.8 33.3-33.2 33.3-33.3-14.8-33.3-33.2c0-8.8 3.5-17.3 9.7-23.6 6.3-6.2 14.7-9.7 23.5-9.7z'/%3E%3Cpath d='m244 186.3c.8.9 2.2.9 3 .1.9-.8.9-2.2.1-3 0 0 0 0-.1-.1l-13-13 13-13c.9-.8.9-2.2.1-3-.8-.9-2.2-.9-3-.1 0 0 0 0-.1.1l-14.5 14.5c-.8.8-.8 2.2 0 3z'/%3E%3C/g%3E%3C/svg%3E")}.tested-products-wrap .show-next-btn{background-image:url("data:image/svg+xml;charset=utf8,%3Csvg height='75' viewBox='0 0 74.998 75' width='74.998' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ee5f72' transform='translate(-202.644 -132.64)'%3E%3Cpath d='m240.144 132.64a37.546 37.546 0 1 0 26.5 11 37.51 37.51 0 0 0 -26.5-11zm0 70.708a33.249 33.249 0 1 1 23.471-9.738 33.208 33.208 0 0 1 -23.471 9.738z'/%3E%3Cpath d='m323.624 215.2a2.145 2.145 0 1 0 -3.033 3.033l12.991 12.991-12.991 12.991a2.145 2.145 0 1 0 3.033 3.033l14.507-14.507a2.144 2.144 0 0 0 0-3.033z' transform='translate(-87.463 -61.08)'/%3E%3C/g%3E%3C/svg%3E");background-repeat:no-repeat;background-size:contain;bottom:0;content:"";margin:auto;position:absolute;top:0}@media only screen and (min-width:768px){.tested-products-wrap .show-next-btn{height:36px;right:-40px;width:36px}}@media only screen and (min-width:992px){.tested-products-wrap .show-next-btn{height:45px;right:-55px;width:45px}}@media only screen and (min-width:1200px){.tested-products-wrap .show-next-btn{height:55px;right:-72px;width:55px}}.tested-products-wrap .show-next-btn:hover{background-image:url("data:image/svg+xml;charset=utf8,%3Csvg height='75' viewBox='0 0 74.998 75' width='74.998' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23e6455a' transform='translate(-202.644 -132.64)'%3E%3Cpath d='m240.144 132.64a37.546 37.546 0 1 0 26.5 11 37.51 37.51 0 0 0 -26.5-11zm0 70.708a33.249 33.249 0 1 1 23.471-9.738 33.208 33.208 0 0 1 -23.471 9.738z'/%3E%3Cpath d='m323.624 215.2a2.145 2.145 0 1 0 -3.033 3.033l12.991 12.991-12.991 12.991a2.145 2.145 0 1 0 3.033 3.033l14.507-14.507a2.144 2.144 0 0 0 0-3.033z' transform='translate(-87.463 -61.08)'/%3E%3C/g%3E%3C/svg%3E")}.tested-products-wrap h2{margin:0 0 20px}.tested-products-wrap .tested-products-overflow{overflow:scroll}@media only screen and (min-width:768px){.tested-products-wrap .tested-products-overflow{overflow:visible}}.tested-products-wrap .tested-products-overflow .flex-grid{flex-wrap:nowrap;position:relative}.tested-products-wrap .tested-products-overflow .flex-grid #tested-products-scroll{display:flex;flex-wrap:nowrap;transition:all .3s}@media only screen and (min-width:768px){.tested-products-wrap .tested-products-overflow .flex-grid #tested-products{overflow:hidden;position:relative;width:100%}}.tested-products-wrap .tested-products-overflow .flex-grid .col{flex-basis:25%;flex-shrink:0;margin-right:2%;padding-bottom:20px}@media only screen and (min-width:768px){.tested-products-wrap .tested-products-overflow .flex-grid .col{flex-basis:32%;margin-right:1.5%}}.tested-products-wrap .tested-products-overflow .flex-grid .col .ref-rating-container{justify-content:flex-start}.tested-products-wrap .tested-products-overflow .flex-grid .col a{color:#243c65;text-decoration:none}.tested-products-wrap .tested-products-overflow .flex-grid .col a h3{color:#ee5f72;font-size:19px;margin-bottom:5px;margin-top:0;text-decoration:underline;-webkit-text-decoration-color:transparent;text-decoration-color:transparent;transition:all .25s}@media only screen and (min-width:768px){.tested-products-wrap .tested-products-overflow .flex-grid .col a h3{font-size:20px}}.tested-products-wrap .tested-products-overflow .flex-grid .col a img{border-radius:5px;width:100%}.tested-products-wrap .tested-products-overflow .flex-grid .col a:hover{text-decoration:none}.tested-products-wrap .tested-products-overflow .flex-grid .col a:hover h3{color:#002f86;-webkit-text-decoration-color:#002f86;text-decoration-color:#002f86}.discover-products-wrap{background-color:#f4f4f4;margin:60px 0}@media only screen and (min-width:768px){.discover-products-wrap{margin:100px 0}}.discover-products-wrap .flex-grid .col{flex-basis:100%}@media only screen and (min-width:768px){.discover-products-wrap .flex-grid .col{flex-basis:49%}}.discover-products-wrap .flex-grid .col:nth-child(2){align-items:center;display:flex}.discover-products-wrap .flex-grid .col:nth-child(2) .card{flex-wrap:wrap;padding:30px}@media only screen and (min-width:768px){.discover-products-wrap .flex-grid .col:nth-child(2) .card{padding-bottom:0;padding-left:10px;padding-top:0;width:96%}}@media only screen and (min-width:992px){.discover-products-wrap .flex-grid .col:nth-child(2) .card{max-width:530px;width:92%}}.discover-products-wrap .flex-grid .col:nth-child(2) .card h3{color:#002f86;font-size:28px;margin-top:0}@media only screen and (min-width:768px){.discover-products-wrap .flex-grid .col:nth-child(2) .card h3{font-size:24px;margin-bottom:15px}}@media only screen and (min-width:992px){.discover-products-wrap .flex-grid .col:nth-child(2) .card h3{font-size:32px}}.discover-products-wrap .flex-grid .col:nth-child(2) .card h3 br{display:none}@media only screen and (min-width:992px){.discover-products-wrap .flex-grid .col:nth-child(2) .card h3 br{display:block}}.discover-products-wrap .flex-grid .col:nth-child(2) .card p{color:#002f86;font-size:16px;line-height:1.7;margin-bottom:20px}@media only screen and (min-width:768px){.discover-products-wrap .flex-grid .col:nth-child(2) .card p{font-size:14px;margin-bottom:40px}}@media only screen and (min-width:992px){.discover-products-wrap .flex-grid .col:nth-child(2) .card p{font-size:16px}}.discover-products-wrap .flex-grid .col:nth-child(2) .card .ref-btn{border-color:#ee5f72;font-weight:700;padding:10px 15px 10px 70px}.discover-products-wrap .flex-grid .col:nth-child(2) .card .ref-btn:hover{border-color:#e6455a}.discover-products-wrap .flex-grid .col:nth-child(2) .card .ref-btn svg{bottom:0;left:15px;margin:auto;position:absolute;top:0}@media only screen and (min-width:992px){.discover-products-wrap .flex-grid{max-width:100%}}.discover-products-wrap .flex-grid .videoWrapper{height:0;padding-bottom:56.25%;position:relative}.discover-products-wrap .flex-grid .videoWrapper iframe{height:100%;left:0;position:absolute;top:0;width:100%}.browse-guides-wrap{margin:0;padding-bottom:20px;padding-top:30px}@media only screen and (min-width:768px){.browse-guides-wrap{padding-bottom:40px;padding-top:60px}}.browse-guides-wrap.mobile-hidden{display:flex}.browse-guides-wrap .show-more-btn{margin-bottom:20px}.browse-guides-wrap .flex-grid{flex-wrap:wrap}.browse-guides-wrap .flex-grid h2{margin:0 0 20px}.browse-guides-wrap .flex-grid .col{flex-basis:100%;padding-bottom:20px;width:100%}.browse-guides-wrap .flex-grid .col .card{border-radius:5px;display:flex;flex-direction:column;overflow:hidden}@media only screen and (min-width:768px){.browse-guides-wrap .flex-grid .col .card{height:100%}}.browse-guides-wrap .flex-grid .col .card .img-wrap img{margin-bottom:-7px;width:100%}.browse-guides-wrap .flex-grid .col .card .split{background-color:#f4f4f4;display:flex;flex-basis:50%;flex-grow:1;flex-wrap:wrap;padding:10px 10px 10px 15px}.browse-guides-wrap .flex-grid .col .card .split .copy-wrap h3{color:#243c65;font-size:22px;margin-bottom:15px;margin-top:0}.browse-guides-wrap .flex-grid .col .card .split .copy-wrap p{color:#ee5f72;font-size:15px;font-weight:700;line-height:1.5}@media only screen and (min-width:768px){.browse-guides-wrap .flex-grid .col .card .split .copy-wrap p{font-size:14px;line-height:1.4;margin-bottom:10px}}@media only screen and (min-width:992px){.browse-guides-wrap .flex-grid .col .card .split .copy-wrap p{font-size:17px;line-height:1.7}}.browse-guides-wrap .flex-grid .col:first-of-type .split .copy-wrap p{font-size:24px}.browse-guides-wrap .flex-grid .col:first-of-type .split .copy-wrap h3{font-size:28px}@media only screen and (min-width:768px){.browse-guides-wrap .flex-grid .col:first-of-type{display:flex;flex-basis:49%;flex-wrap:wrap;padding-bottom:48px}.browse-guides-wrap .flex-grid .col:first-of-type .img-wrap img{width:590px}.browse-guides-wrap .flex-grid .col:nth-child(2){align-content:space-between;display:flex;flex-basis:42%;flex-wrap:wrap;padding-bottom:48px}.browse-guides-wrap .flex-grid .col:nth-child(2) .card{display:block;display:flex;flex-direction:row;flex-wrap:nowrap;padding:0}.browse-guides-wrap .flex-grid .col:nth-child(2) .card .img-wrap{display:flex;flex-basis:33%;justify-content:center;overflow:hidden}.browse-guides-wrap .flex-grid .col:nth-child(2) .card .img-wrap img{height:100%;margin-bottom:0;max-height:230px;max-width:none;width:auto}}.browse-guides-wrap .flex-grid .col.mobile-hidden{display:none}@media only screen and (min-width:481px){.browse-guides-wrap .flex-grid .col.mobile-hidden{display:flex}}@media only screen and (min-width:768px){.browse-guides-wrap .flex-grid .col{flex-basis:32%}}.browse-guides-wrap .flex-grid .col a{text-decoration:none;width:100%}.browse-guides-wrap .flex-grid .col a h3{text-decoration:underline;-webkit-text-decoration-color:transparent;text-decoration-color:transparent;transition:all .25s}.browse-guides-wrap .flex-grid .col a:hover{text-decoration:none}.browse-guides-wrap .flex-grid .col a:hover .split .copy-wrap h3{color:#ee5f72;-webkit-text-decoration-color:#ee5f72;text-decoration-color:#ee5f72}.browse-guides-wrap .flex-grid .col a:hover .split .copy-wrap p{text-decoration:none}.browse-guides-wrap .flex-grid .col a:nth-child(2) .card{margin-top:20px}@media only screen and (min-width:768px){.browse-guides-wrap .flex-grid .col a:nth-child(2) .card{margin-top:0}}.product-reviews-wrap{margin:0;padding-bottom:40px}@media only screen and (min-width:768px){.product-reviews-wrap{padding-bottom:70px}}.product-reviews-wrap .content-wrap{border-radius:6px;margin-bottom:30px}.product-reviews-wrap .flex-grid .section-title{text-align:center}.product-reviews-wrap .flex-grid .section-title h2{margin-bottom:20px;margin-top:0}.product-reviews-wrap .flex-grid .section-title p{font-size:20px}.product-reviews-wrap .flex-grid .col{flex-basis:100%;margin-bottom:20px}@media only screen and (min-width:768px){.product-reviews-wrap .flex-grid .col{flex-basis:32%;margin-bottom:0}}.product-reviews-wrap .flex-grid .col .card{flex-wrap:wrap;padding:2px;text-align:center}.product-reviews-wrap .flex-grid .col .card img{height:56px;width:auto}.product-reviews-wrap .flex-grid .col .card h3{font-size:19px;margin-bottom:10px}@media only screen and (min-width:768px){.product-reviews-wrap .flex-grid .col .card h3{font-size:20px;margin-bottom:15px}}.product-reviews-wrap .flex-grid .col .card p{font-size:17px;line-height:1.7;margin-top:10px}.tsl-users-wrap{margin:0;padding-bottom:20px;padding-top:30px}@media only screen and (min-width:768px){.tsl-users-wrap{padding-bottom:40px;padding-top:60px}}.tsl-users-wrap .flex-grid{flex-direction:column-reverse;flex-wrap:wrap}@media only screen and (min-width:768px){.tsl-users-wrap .flex-grid{flex-direction:inherit}}.tsl-users-wrap .flex-grid .col{display:flex;flex-basis:48%}.tsl-users-wrap .flex-grid .col .card{align-items:center;display:flex;flex-wrap:wrap;justify-content:center;width:100%}.tsl-users-wrap .flex-grid .col .card img{margin-bottom:30px}@media only screen and (min-width:768px){.tsl-users-wrap .flex-grid .col .card img{margin-bottom:0}}.tsl-users-wrap .flex-grid .col .card h2{margin:0 0 20px}.tsl-users-wrap .flex-grid .col .card h2 br{display:none}@media only screen and (min-width:992px){.tsl-users-wrap .flex-grid .col .card h2 br{display:block}}